{"id":52825,"date":"2016-05-11T14:46:10","date_gmt":"2016-05-11T11:46:10","guid":{"rendered":"https:\/\/www.enerjigazetesi.ist\/?p=52825"},"modified":"2016-05-11T14:46:10","modified_gmt":"2016-05-11T11:46:10","slug":"bddknin-calisma-yaptigi-enerji-kredileri-ne-kadar-riskli","status":"publish","type":"post","link":"https:\/\/www.enerjigazetesi.ist\/en\/bddknin-calisma-yaptigi-enerji-kredileri-ne-kadar-riskli\/","title":{"rendered":"(Turkish) BDDK\u2019n\u0131n \u00c7al\u0131\u015fma Yapt\u0131\u011f\u0131 Enerji Kredileri Ne Kadar Riskli?"},"content":{"rendered":"

Sorry, this entry is only available in Turkish<\/a>. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language.<\/p>

<\/p>\n

Enerji \u015firketlerinden artan kredi y\u00fcklerinin kolayla\u015ft\u0131r\u0131lmas\u0131 konusunda \u00e7a\u011fr\u0131lar artarken, bug\u00fcn \u00f6nemli bir a\u00e7\u0131klama geldi.<\/strong><\/span><\/p>\n

Bankac\u0131l\u0131k Denetleme ve D\u00fczenleme Kurumu (BBDK) Ba\u015fkan\u0131 Mehmet Ali Akben, \u201cEnerji \u015firketlerinden bor\u00e7lar\u0131na y\u00f6nelik bir talep var, \u00e7al\u0131\u015fma yap\u0131yoruz\u201d dedi.<\/p>\n

\"bddknin-calisma-yaptigi-enerji-kredileri-ne-kadar-riskli\"
\nBu y\u0131l tamamlanmas\u0131 beklenen \u00e7al\u0131\u015fma elektrik da\u011f\u0131t\u0131m \u015firketleri gibi \u00e7e\u015fitli alt sekt\u00f6rleri kaps\u0131yor.<\/p>\n

T\u00fcrkiye enerji sekt\u00f6r\u00fcn\u00fcn kulland\u0131\u011f\u0131 kredilerin b\u00fcy\u00fckl\u00fc\u011f\u00fc 10 milyar dolar civar\u0131nda seyrediyor. 2016 Ocak ay\u0131 itibariyle sekt\u00f6r\u00fcn kulland\u0131\u011f\u0131 krediler 9,93 milyar dolar olarak ger\u00e7ekle\u015fti.<\/p>\n

2016\u2019n\u0131n ba\u015f\u0131 itibariyle enerji sekt\u00f6r\u00fcn\u00fcn hizmet ve ula\u015ft\u0131rma-depolama sekt\u00f6r\u00fc sonras\u0131nda en b\u00fcy\u00fck kredi portf\u00f6y\u00fcne sahip oldu\u011fu g\u00f6r\u00fcl\u00fcyor.<\/p>\n

Enerji sekt\u00f6r\u00fcn\u00fcn temsilcilerinin ifadeleri de sekt\u00f6r\u00fcn yat\u0131r\u0131mlar\u0131 i\u00e7inde kredilerin b\u00fcy\u00fckl\u00fc\u011f\u00fcne i\u015faret ediyor.<\/p>\n

Sabanc\u0131 Holding Enerji Grup Ba\u015fkan\u0131 Mehmet G\u00f6\u00e7men 5 Nisan\u2019da yap\u0131lan bir toplant\u0131da, 2005\u2019ten bu yana yakla\u015f\u0131k 75 milyarl\u0131k enerji yat\u0131r\u0131m\u0131 i\u00e7in 60 milyar dolarl\u0131k kredi kullan\u0131ld\u0131\u011f\u0131n\u0131 ifade etmi\u015fti.<\/p>\n

Dolay\u0131s\u0131yla bankac\u0131l\u0131k sekt\u00f6r\u00fc a\u00e7\u0131s\u0131ndan enerji sekt\u00f6r\u00fc \u00f6nemli bir alan olarak \u00f6ne \u00e7\u0131k\u0131yor.\"\"<\/p>\n

TAK\u0130PTEK\u0130 KRED\u0130LER ORANI Y\u00dcKSEK SEYRED\u0130YOR<\/strong><\/p>\n

D\u00fc\u015fen petrol\u00a0fiyatlar\u0131 nedeniyle gelirlerinde b\u00fcy\u00fck kay\u0131plar ya\u015fayan enerji \u015firketlerinden bir s\u00fcredir hem bor\u00e7lar\u0131n \u00f6denmesinde ya\u015fanabilecek s\u0131k\u0131nt\u0131lara hem de finansman sorunlar\u0131 nedeniyle zora giren yat\u0131r\u0131mlara y\u00f6nelik uyar\u0131lar geliyordu.<\/p>\n

Ge\u00e7ti\u011fimiz y\u0131ldan bu yana petrol d\u00fc\u015ferken, dolar\u0131n y\u00fckseliyor olmas\u0131 da \u00f6zellikle makina al\u0131mlar\u0131nda d\u00f6vizle yat\u0131r\u0131m yapmak zorunda kalan \u015firketlerin ba\u015f\u0131n\u0131 daha da a\u011fr\u0131t\u0131yor.<\/p>\n

Bu durum enerji sekt\u00f6r\u00fcndeki \u015firketlerin takipteki krediler oran\u0131n\u0131n da y\u00fcksek seyretmesine neden oluyor.<\/p>\n

Bloomberg veri setinde yer alan verilere g\u00f6re elektrik, gaz ve su kaynaklar\u0131 ile ilgili faaliyette bulunan \u015firketlerin takipteki kredilerinin toplam kredilerine oran\u0131 2016 y\u0131l\u0131n\u0131n Ocak ay\u0131nda y\u00fczde 52,4 olarak ger\u00e7ekle\u015fti. Son 8 ayd\u0131r dalgal\u0131 seyreden sekt\u00f6r\u00fcn takipteki kredileri oran\u0131 bu d\u00f6nemde y\u00fczde 63,4\u2019lere kadar \u00e7\u0131kt\u0131.<\/p>\n

Bu takipteki kredi oranlar\u0131yla enerji sekt\u00f6r\u00fc finansal arac\u0131l\u0131k ve e\u011fitim sekt\u00f6rlerinin ard\u0131ndan en y\u00fcksek sorunlu kredilere sahip sekt\u00f6r olarak \u00f6ne \u00e7\u0131k\u0131yor.<\/p>\n

Ocak 2016 itibariyle finansal arac\u0131l\u0131k sekt\u00f6r\u00fcndeki takipteki krediler y\u00fczde 152,8 olurken, e\u011fitim alan\u0131ndaki sorunlu kredilerin oran\u0131 y\u00fczde 177 olarak ger\u00e7ekle\u015fti.<\/p>\n

\"\"<\/p>\n

Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fc takip eden analistlerin de\u011ferlendirmelerine g\u00f6re enerji sekt\u00f6r\u00fc kredilerinin aktif kalitesi hen\u00fcz alarm verici d\u00fczeyde de\u011fil.<\/p>\n

TEB Yat\u0131r\u0131m bankac\u0131l\u0131k analisti Fatih Topa\u00e7, BDDK\u2019n\u0131n s\u00f6z konusu \u00e7al\u0131\u015fmas\u0131n\u0131n bankalar\u0131 ve enerji \u015firketlerini rahatlatacak \u015fekilde olaca\u011f\u0131n\u0131, bununla birlikte bankalardan ald\u0131klar\u0131 bildirimlere g\u00f6re enerji sekt\u00f6r\u00fcn\u00fcn kredilerinde ciddi bir aktif kalitesi riski olmad\u0131\u011f\u0131n\u0131 ifade etti.<\/p>\n

Banka genel m\u00fcd\u00fcrleri de Enerji Bakan\u0131 Berat Albayrak\u2019la konuyla ilgili bir toplant\u0131 ger\u00e7ekle\u015ftirmi\u015f ve enerji kredilerinde yeniden yap\u0131land\u0131rma i\u00e7in kolayl\u0131k istemi\u015fti.<\/p>\n

Enerji \u015firketlerine y\u00f6nelik yap\u0131lacak bu \u00e7al\u0131\u015fma bir ilk de\u011fil. BDDK k\u0131sa s\u00fcre \u00f6nce\u00a0Rusya\u2019yla ya\u015fanan gerginlik ve artan ter\u00f6r korkusu nedeniyle b\u00fcy\u00fck s\u0131k\u0131nt\u0131 ya\u015fayan turizm \u015firketlerine y\u00f6nelik \u00f6nlemler a\u00e7\u0131klam\u0131\u015ft\u0131.\u00a0Kurum, turizm \u015firketlerinin elini rahatlatma ve \u00f6deme kolayl\u0131\u011f\u0131 sa\u011flamak i\u00e7in yeni d\u00fczenlemeler getirmi\u015fti.<\/p>\n

Kaynak:\u00a0BusinessHT<\/a><\/strong><\/span><\/p>","protected":false},"excerpt":{"rendered":"

Sorry, this entry is only available in Turkish. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language. Enerji \u015firketlerinden artan kredi y\u00fcklerinin kolayla\u015ft\u0131r\u0131lmas\u0131 konusunda \u00e7a\u011fr\u0131lar artarken, bug\u00fcn \u00f6nemli bir a\u00e7\u0131klama geldi. Bankac\u0131l\u0131k Denetleme ve D\u00fczenleme Kurumu (BBDK) Ba\u015fkan\u0131 Mehmet […]<\/p>\n","protected":false},"author":1,"featured_media":52826,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[53],"tags":[29596,12625,1079,63,67,1009,10096,2698,165],"views":1063,"_links":{"self":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/52825"}],"collection":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/comments?post=52825"}],"version-history":[{"count":1,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/52825\/revisions"}],"predecessor-version":[{"id":52827,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/52825\/revisions\/52827"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media\/52826"}],"wp:attachment":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media?parent=52825"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/categories?post=52825"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/tags?post=52825"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}