{"id":199021,"date":"2025-07-30T15:36:30","date_gmt":"2025-07-30T12:36:30","guid":{"rendered":"https:\/\/www.enerjigazetesi.ist\/?p=199021"},"modified":"2025-07-30T15:36:30","modified_gmt":"2025-07-30T12:36:30","slug":"teb-turkiyede-surdurulebilir-finans-alaninda-en-iyi-ozel-banka-secildi","status":"publish","type":"post","link":"https:\/\/www.enerjigazetesi.ist\/en\/teb-turkiyede-surdurulebilir-finans-alaninda-en-iyi-ozel-banka-secildi\/","title":{"rendered":"(Turkish) ’TEB’ \u2018\u2018T\u00fcrkiye’de S\u00fcrd\u00fcr\u00fclebilir Finans Alan\u0131nda En \u0130yi \u00d6zel Banka\u201d Se\u00e7ildi"},"content":{"rendered":"

Sorry, this entry is only available in Turkish<\/a>. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language.<\/p>

<\/p>\n

Bankadan yap\u0131lan a\u00e7\u0131klamaya g\u00f6re, TEB 2024 y\u0131l\u0131na ili\u015fkin finansal sonu\u00e7lar\u0131n\u0131 payla\u015ft\u0131. 31 Aral\u0131k 2024 itibar\u0131yla TEB’in aktif toplam\u0131 611,4 milyar lira olurken, net kar\u0131 10,9 milyar lira olarak ger\u00e7ekle\u015fti. TEB’in kredileri ise toplam aktiflerinin y\u00fczde 54,4’\u00fcn\u00fc olu\u015fturdu.<\/h2>\n

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Risk y\u00f6netimine ve aktif kalitesine \u00f6ncelik veren TEB’in toplam kredileri, y\u0131l sonunda 332,6 milyar lira seviyesinde ger\u00e7ekle\u015firken, ayn\u0131 d\u00f6nemde toplam mevduat\u0131 ise 405,6 milyar lira oldu. 2024’te g\u00fc\u00e7l\u00fc sermaye yap\u0131s\u0131yla istikrarl\u0131 b\u00fcy\u00fcmeyi sa\u011flayan ve karl\u0131l\u0131\u011f\u0131n\u0131 s\u00fcrd\u00fcr\u00fclebilir bir \u015fekilde devam ettiren TEB’in \u00f6z kaynaklar\u0131 44 milyar lira olurken, sermaye yeterlilik rasyosu, hedef rasyo olan y\u00fczde 12’nin \u00fczerinde, y\u00fczde 19,15 olarak ger\u00e7ekle\u015fti.<\/p>\n

Y\u0131l boyunca uluslararas\u0131 kurumlardan sa\u011flad\u0131\u011f\u0131 kaynaklarla reel sekt\u00f6r\u00fc destekleyen TEB, kas\u0131m ay\u0131nda yeniledi\u011fi sendikasyon kredisiyle reel sekt\u00f6r\u00fcn d\u0131\u015f ticaret finansman\u0131na 450 milyon dolar destek sa\u011flad\u0131. TEB’in yenilenen sendikasyon kredisine toplamda 560 milyon dolar talep gelirken, 14 \u00fclkeden toplam 24 bankan\u0131n kat\u0131l\u0131m\u0131yla ger\u00e7ekle\u015fen sendikasyon kredisi ilave kaynak art\u0131\u015f\u0131yla y\u00fczde 136 oran\u0131nda yenilendi.<\/p>\n

Bu y\u0131l da s\u00fcrd\u00fcr\u00fclebilirlik performans\u0131 kriterleri \u00e7er\u00e7evesinde yenilenen s\u00fcrd\u00fcr\u00fclebilirlik ba\u011flant\u0131l\u0131 sendikasyon kredisiyle TEB, \u00e7evresel ve sosyal kriterleri oda\u011f\u0131na alarak performans hedefleri belirledi. Buna g\u00f6re, kad\u0131n hakim ortakl\u0131 mikro ve KOB\u0130’lere sa\u011flanan finansman tutar\u0131n\u0131n art\u0131r\u0131lmas\u0131 sa\u011flan\u0131rken, KOB\u0130’lerin ye\u015fil ve \u00e7evre dostu projelerinin finansman\u0131yla kurumsal firmalar\u0131n yenilenebilir enerji ve enerji verimlili\u011fi projelerine y\u00f6nelik kredilerin art\u0131r\u0131lmas\u0131 y\u00f6n\u00fcndeki yat\u0131r\u0131mlar desteklenecek.<\/p>\n

35 milyon avro tutar\u0131nda i\u015flem<\/h3>\n

TEB, m\u00fc\u015fterilerinin s\u00fcrd\u00fcr\u00fclebilirlik kapsam\u0131ndaki proje ve yat\u0131r\u0131mlar\u0131na finansman deste\u011fi sunmaya devam etti. Bu kapsamda TEB, demir-\u00e7elik sekt\u00f6r\u00fcnde faaliyet g\u00f6steren Kroman \u00c7elik’in sekt\u00f6r\u00fcn dekarbonizasyonu i\u00e7in \u00f6nemli bir yere sahip olan elektrikli ark oca\u011f\u0131 (EAF) yat\u0131r\u0131m\u0131na ait 35 milyon avro tutar\u0131ndaki i\u015flemi ger\u00e7ekle\u015ftirdi.<\/p>\n

\u00dcr\u00fcn ve hizmetleriyle kurumsal m\u00fc\u015fterilerine deste\u011fini s\u00fcrd\u00fcren TEB Kurumsal ve Kurumsal Yat\u0131r\u0131m Bankac\u0131l\u0131\u011f\u0131, y\u0131l sonu itibar\u0131yla toplam kredilerde b\u00fcy\u00fcme sa\u011flayarak nakit kredilerde y\u00fczde 44 b\u00fcy\u00fcd\u00fc. Sa\u011flad\u0131\u011f\u0131 faiz avantajlar\u0131yla toplam mevduat hacmini art\u0131rmay\u0131 ba\u015faran TEB Kurumsal ve Kurumsal Yat\u0131r\u0131m Bankac\u0131l\u0131\u011f\u0131 Grubu, vadeli mevduatta y\u00fczde 100’\u00fcn \u00fczerinde b\u00fcy\u00fcme ger\u00e7ekle\u015ftirdi.<\/p>\n

Y\u0131l\u0131n d\u00f6rd\u00fcnc\u00fc \u00e7eyre\u011finde de m\u00fc\u015fterilerini yat\u0131r\u0131m \u00fcr\u00fcn ve hizmetleriyle tan\u0131\u015ft\u0131rmaya devam eden TEB, yat\u0131r\u0131mlar\u0131n\u0131 T\u00fcrk liras\u0131, dolar ve avro para biriminde de\u011ferlendiren m\u00fc\u015fterilerine 45 farkl\u0131 TEB Portf\u00f6y yat\u0131r\u0131m fonuyla t\u00fcm varl\u0131k s\u0131n\u0131flar\u0131na kolayl\u0131kla eri\u015fim imkan\u0131 sundu. TEB Bireysel ve \u00d6zel Bankac\u0131l\u0131k Grubunun yat\u0131r\u0131m fonu hacmi bir \u00f6nceki \u00e7eyre\u011fe k\u0131yasla y\u00fczde 29 artt\u0131.<\/p>\n

Kad\u0131n i\u015fletme sahiplerine kulland\u0131r\u0131lan nakit kredi hacmi y\u00fczde 92 oran\u0131nda artt\u0131<\/h3>\n

TEB, CEPTETEB Mobil Uygulamas\u0131 ve \u0130nternet \u015eubesi ile ticari ve i\u015fletme m\u00fc\u015fterilerine \u00f6zel dijital bankac\u0131l\u0131k uygulamas\u0131 “CEPTETEB \u0130\u015eTE”yi geli\u015ftirmeye devam etti. Banka y\u0131l\u0131n son \u00e7eyre\u011finde ikinci el ara\u00e7 al\u0131m-sat\u0131m i\u015flemlerinde nakit ta\u015f\u0131ma riskini ortadan kald\u0131ran, ara\u00e7 sat\u0131\u015f bedelini g\u00fcvence alt\u0131na alan ve doland\u0131r\u0131c\u0131l\u0131klar\u0131 \u00f6nleyerek al\u0131c\u0131 ile sat\u0131c\u0131y\u0131 koruyan G\u00fcvenli \u00d6deme Sistemi’ni devreye alarak CEPTETEB ve CEPTETEB \u0130\u015eTE \u00fczerinden m\u00fc\u015fterilerine sundu. Di\u011fer banka POS hareketleri, val\u00f6r ve ciro raporlar\u0131na eri\u015fim, sigorta poli\u00e7elerinin yenilenmesi ve tahsilat tercihlerinde de\u011fi\u015fiklik yapma \u00f6zellikleri de CEPTETEB \u0130\u015eTE’ye yeni eklenen hizmetler aras\u0131nda yer ald\u0131.<\/p>\n

TEB, Giri\u015fim Bankac\u0131l\u0131\u011f\u0131’n\u0131n 2024 T\u00fcrkiye \u0130hracat\u00e7\u0131lar Meclisi (T\u0130M) ile yapt\u0131\u011f\u0131 i\u015fbirli\u011fiyle giri\u015fimcilik ekosistemini g\u00fc\u00e7lendirmeye devam etti. TEB, T\u00dcB\u0130TAK BiGG Uygulay\u0131c\u0131 Kurulu\u015fu olarak y\u00fcr\u00fctt\u00fc\u011f\u00fc “Step Up” ve alt\u0131 farkl\u0131 h\u0131zland\u0131rma program\u0131yla 204 giri\u015fime e\u011fitim, dan\u0131\u015fmanl\u0131k ve i\u015f a\u011f\u0131 deste\u011fi verdi. Y\u0131l sonu itibar\u0131yla T\u0130M-TEB Giri\u015fim Evleri’nde toplam 5 bin 500 saat e\u011fitim ve 800 ment\u00f6rl\u00fck g\u00f6r\u00fc\u015fmesi ger\u00e7ekle\u015firken, desteklenen giri\u015fim say\u0131s\u0131 2 bin 200’e ula\u015ft\u0131.<\/p>\n

IFC ile yapt\u0131\u011f\u0131 kredi anla\u015fmas\u0131yla kad\u0131n KOB\u0130’lerin kullan\u0131m\u0131na sunulacak finansman kaynaklar\u0131n\u0131 geni\u015fleten TEB, \u0130hracat\u0131 Geli\u015ftirme A\u015e (\u0130GE) ile ger\u00e7ekle\u015ftirdi\u011fi anla\u015fmayla kad\u0131n ihracat\u00e7\u0131lara y\u00f6nelik yeni bir kredi imkan\u0131 sundu. Bu \u00e7al\u0131\u015fmalar sonucunda, kad\u0131n i\u015fletme sahiplerine kulland\u0131r\u0131lan nakit kredi hacmi ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 92 artt\u0131.<\/p>\n

TEB Aile Akademisi ile sundu\u011fu finansal okuryazarl\u0131k e\u011fitimlerini yedi farkl\u0131 i\u00e7eri\u011fiyle kat\u0131l\u0131mc\u0131larla bulu\u015fturdu. 2024’te 30’dan fazla kurumda y\u00fcz y\u00fcze ve dijital olarak 10 binden fazla ki\u015fiye finansal okuryazarl\u0131k e\u011fitimi verildi. S\u00fcrd\u00fcr\u00fclebilir \u00e7evre ve iklim fark\u0131ndal\u0131\u011f\u0131 olu\u015fturmak amac\u0131yla tasarlanan iklim okuryazarl\u0131\u011f\u0131 ve \u00e7evre hukuku okuryazarl\u0131\u011f\u0131 e\u011fitimleriyle 3 bin 500’den fazla ki\u015fiye ula\u015ft\u0131. TEB Aile Akademisi taraf\u0131ndan finansal okuryazarl\u0131k e\u011fitimi verilen birey say\u0131s\u0131 y\u0131lsonu itibar\u0131yla 21 milyonu a\u015ft\u0131.<\/p>\n

Yay\u0131na Alan: Alperen ERTA\u015e-alperen.ertas@enerjigazetesi.ist<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Sorry, this entry is only available in Turkish. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language. Bankadan yap\u0131lan a\u00e7\u0131klamaya g\u00f6re, TEB 2024 y\u0131l\u0131na ili\u015fkin finansal sonu\u00e7lar\u0131n\u0131 payla\u015ft\u0131. 31 Aral\u0131k 2024 itibar\u0131yla TEB’in aktif toplam\u0131 611,4 milyar lira olurken, […]<\/p>\n","protected":false},"author":19,"featured_media":199023,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[53],"tags":[67,22416],"views":9,"_links":{"self":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/199021"}],"collection":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/comments?post=199021"}],"version-history":[{"count":0,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/199021\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media\/199023"}],"wp:attachment":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media?parent=199021"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/categories?post=199021"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/tags?post=199021"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}