{"id":190358,"date":"2024-07-22T17:37:04","date_gmt":"2024-07-22T14:37:04","guid":{"rendered":"https:\/\/www.enerjigazetesi.ist\/?p=190358"},"modified":"2024-07-22T17:37:19","modified_gmt":"2024-07-22T14:37:19","slug":"turkiye-de-dijital-bankacilik-kullanici-sayisi-114-milyona-ulasti","status":"publish","type":"post","link":"https:\/\/www.enerjigazetesi.ist\/en\/turkiye-de-dijital-bankacilik-kullanici-sayisi-114-milyona-ulasti\/","title":{"rendered":"(Turkish) T\u00fcrkiye’de Dijital Bankac\u0131l\u0131k Kullan\u0131c\u0131 Say\u0131s\u0131 114 Milyona Ula\u015ft\u0131"},"content":{"rendered":"

Sorry, this entry is only available in Turkish<\/a>. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language.<\/p>

<\/p>\n

Teknolojinin giderek hayat\u0131m\u0131za ve i\u015flerimize dahil oldu\u011fu d\u00f6nemde mobil bankac\u0131l\u0131k ile dijital bankac\u0131l\u0131k en \u00e7ok tercih edilen bankac\u0131l\u0131k kanallar\u0131 olma yolunda ilerliyor. Kar\u015f\u0131la\u015ft\u0131rma sitesi encazip.com\u2019un yapt\u0131\u011f\u0131 ara\u015ft\u0131rmaya g\u00f6re, mobil ve internet bankac\u0131l\u0131\u011f\u0131 kullananlar\u0131n oran\u0131 her ge\u00e7en g\u00fcn art\u0131yor. Bireysel ve kurumsal olmak \u00fczere toplam aktif dijital bankac\u0131l\u0131k m\u00fc\u015fteri say\u0131s\u0131 bir \u00f6nceki y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re 14 milyon ki\u015fi artarak yakla\u015f\u0131k 114 milyona y\u00fckseldi.<\/h2>\n

\"\"<\/p>\n

102 milyon ki\u015fi \u201csadece mobil bankac\u0131l\u0131k\u201d i\u015flemi yap\u0131yor<\/strong><\/h3>\n

T\u00fcrkiye Bankalar Birli\u011finin yay\u0131nlad\u0131\u011f\u0131 verilere g\u00f6re Ocak-Mart 2024 d\u00f6nemi i\u00e7inde toplam aktif dijital bankac\u0131l\u0131k m\u00fc\u015fteri say\u0131s\u0131 113 milyon 630 bin ki\u015fiye ula\u015ft\u0131. Bu kullan\u0131c\u0131lar\u0131n 1 milyon 671 bini \u201csadece internet bankac\u0131l\u0131\u011f\u0131\u201d<\/strong> i\u015flemi yaparken 102 milyon 612 bini \u201csadece mobil bankac\u0131l\u0131k\u201d<\/strong> i\u015flemi yap\u0131yor. Hem internet hem mobil bankac\u0131l\u0131k i\u015flemi yapan kullan\u0131c\u0131 say\u0131s\u0131n\u0131n 9 milyon 347 bin ki\u015fi oldu\u011fu g\u00f6r\u00fcl\u00fcyor.<\/p>\n

En az bir kez giri\u015f yapm\u0131\u015f kullan\u0131c\u0131 say\u0131s\u0131 109 milyon<\/strong><\/h3>\n

Ocak-Mart 2024 d\u00f6nemi i\u00e7inde en az bir kez giri\u015f i\u015flemi yapm\u0131\u015f aktif bireysel dijital bankac\u0131l\u0131k m\u00fc\u015fteri say\u0131s\u0131 109 milyon ki\u015fi. Bu say\u0131n\u0131n 1 milyonu \u201csadece internet bankac\u0131l\u0131\u011f\u0131\u201d i\u015flemi yaparken 100 milyonu ise \u201csadece mobil bankac\u0131l\u0131k\u201d i\u015flemi yapm\u0131\u015f. Hem internet hem mobil bankac\u0131l\u0131k i\u015flemi yapan kullan\u0131c\u0131 say\u0131s\u0131n\u0131n ise 8 milyon ki\u015fi oldu\u011fu g\u00f6r\u00fcld\u00fc.<\/p>\n

Dijital bankac\u0131l\u0131k kullananlar\u0131n y\u00fczde 71\u2019i erkek\u00a0<\/strong><\/h3>\n

Verilere g\u00f6re, Ocak-Mart 2024 d\u00f6nemi i\u00e7inde, en az bir kez giri\u015f i\u015flemi yapm\u0131\u015f aktif kurumsal dijital bankac\u0131l\u0131k m\u00fc\u015fteri say\u0131s\u0131 4 milyon 585 bin ki\u015fi. Aktif bireysel dijital bankac\u0131l\u0131k m\u00fc\u015fterilerinin 71 milyonunun erkek (y\u00fczde 65) ve yakla\u015f\u0131k 38 milyonunun ise kad\u0131n (y\u00fczde 35) m\u00fc\u015fterilerden olu\u015ftu\u011fu g\u00f6r\u00fcl\u00fcyor.<\/p>\n

En aktif kullan\u0131c\u0131lar 36-55 ya\u015f aras\u0131nda<\/strong><\/h3>\n

Nisan-Haziran 2023 d\u00f6nemi i\u00e7inde aktif bireysel dijital bankac\u0131l\u0131k m\u00fc\u015fterilerinin ya\u015f gruplar\u0131 baz\u0131nda da\u011f\u0131l\u0131m\u0131nda ilk s\u0131ray\u0131 43 milyon 558 bin ki\u015fi ile 36-55 ya\u015f grubu ald\u0131. Bu s\u0131ralamay\u0131, 29 milyon ki\u015fi ile 26-35 ya\u015f grubu, 20 milyon ki\u015fi ile 18-25 ya\u015f grubu izledi.<\/p>\n

Finansal i\u015flem hacminin y\u00fczde 75\u2019ini para transferleri olu\u015fturdu<\/strong><\/h3>\n

Ocak-Mart 2024 d\u00f6nemi itibar\u0131yla internet bankac\u0131l\u0131\u011f\u0131 hizmeti kullan\u0131larak yap\u0131lan finansal i\u015flemlerin toplam adedi 128 milyon oldu. Bu i\u015flemlerin tutar\u0131 ise yakla\u015f\u0131k 10 trilyon 430 milyar TL\u2019yi buldu. Finansal i\u015flem hacminin y\u00fczde 75\u2019ini EFT, havale ve d\u00f6viz transferini kapsayan para transferleri i\u015flemleri olu\u015fturdu. Bu i\u015flemler 7 trilyon 806 milyar TL i\u015flem hacmi ve 72 milyon i\u015flem adedi ile finansal i\u015flemler aras\u0131nda ilk s\u0131rada yer ald\u0131. 1 trilyon 676 milyar TL\u2019lik i\u015flem hacmi ve 26 milyon i\u015flem adedi ile yat\u0131r\u0131m i\u015flemleri ise ikinci s\u0131rada yer buldu.<\/p>\n

\u015eube kavram\u0131 ortadan kalkacak<\/strong><\/h3>\n

Dijital bankac\u0131l\u0131\u011f\u0131n y\u00fckseli\u015fiyle ilgili konu\u015fan encazip.com kurucusu ve tasarruf uzman\u0131 \u00c7a\u011fada K\u0131r\u0131m<\/strong>, \u015funlar\u0131 s\u00f6yledi: \u201cDijital bankac\u0131l\u0131k<\/strong> kanallar\u0131n\u0131n kullan\u0131c\u0131 say\u0131lar\u0131nda \u00e7ok h\u0131zl\u0131 bir y\u00fckseli\u015f var. Bu hem geleneksel bankalar\u0131n \u015fubelerinin yava\u015f yava\u015f azalaca\u011f\u0131n\u0131 hem de \u015fubesi olmayan dijital bankalar\u0131n giderek yayg\u0131nla\u015faca\u011f\u0131n\u0131 bize g\u00f6steriyor. \u0130nternet kullan\u0131c\u0131lar\u0131 verilerine bakt\u0131\u011f\u0131m\u0131zda gen\u00e7 kullan\u0131c\u0131lar \u00f6nde olurken, online bankac\u0131l\u0131k<\/strong> kullan\u0131c\u0131lar\u0131nda 36 \u2013 55 ya\u015f aral\u0131\u011f\u0131<\/strong> yani orta ya\u015f grubu a\u00e7\u0131k ara \u00f6nde. Gen\u00e7lerin internet bankac\u0131l\u0131\u011f\u0131 kullan\u0131m\u0131ndaki art\u0131\u015f da g\u00f6z \u00f6n\u00fcnde bulunduruldu\u011funda bankalar\u0131n en y\u00fcksek gider kalemlerinden olan \u015fube giderlerinin d\u00fc\u015fmesi ile bankalar\u0131n giderleri d\u00fc\u015fecek ve makroekonomik ko\u015fullardan ba\u011f\u0131ms\u0131z olarak bu durum t\u00fcketicilere, kredilerde g\u00f6rece d\u00fc\u015f\u00fck faiz, mevduatlarda ise y\u00fcksek faiz olarak yans\u0131yacak.”<\/em><\/p>","protected":false},"excerpt":{"rendered":"

Sorry, this entry is only available in Turkish. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language. Teknolojinin giderek hayat\u0131m\u0131za ve i\u015flerimize dahil oldu\u011fu d\u00f6nemde mobil bankac\u0131l\u0131k ile dijital bankac\u0131l\u0131k en \u00e7ok tercih edilen bankac\u0131l\u0131k kanallar\u0131 olma yolunda ilerliyor. […]<\/p>\n","protected":false},"author":1,"featured_media":190360,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[53,157],"tags":[30656,83147,114650,114651,114652,114653],"views":17,"_links":{"self":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/190358"}],"collection":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/comments?post=190358"}],"version-history":[{"count":0,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/190358\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media\/190360"}],"wp:attachment":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media?parent=190358"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/categories?post=190358"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/tags?post=190358"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}