{"id":187421,"date":"2024-04-24T17:19:07","date_gmt":"2024-04-24T14:19:07","guid":{"rendered":"https:\/\/www.enerjigazetesi.ist\/?p=187421"},"modified":"2024-04-24T17:19:36","modified_gmt":"2024-04-24T14:19:36","slug":"yilin-ilk-ceyreginde-kredi-borclanmalari-gecen-yila-gore-yuzde-51-artti","status":"publish","type":"post","link":"https:\/\/www.enerjigazetesi.ist\/en\/yilin-ilk-ceyreginde-kredi-borclanmalari-gecen-yila-gore-yuzde-51-artti\/","title":{"rendered":"(Turkish) Y\u0131l\u0131n \u0130lk \u00c7eyre\u011finde Kredi Bor\u00e7lanmalar\u0131 Ge\u00e7en Y\u0131la G\u00f6re %51,21 Artt\u0131"},"content":{"rendered":"

Sorry, this entry is only available in Turkish<\/a>. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language.<\/p>

<\/p>\n

Y\u0131l\u0131n ilk \u00e7eyre\u011fi tamamlan\u0131rken kar\u015f\u0131la\u015ft\u0131rma sitesi encazip.com, bu s\u00fcre\u00e7teki kredi bor\u00e7lanmalar\u0131n\u0131 ara\u015ft\u0131rd\u0131. Buna g\u00f6re, y\u0131l\u0131n ilk \u00e7eyre\u011finde toplam kredi bor\u00e7lanmalar\u0131 ge\u00e7en y\u0131la g\u00f6re y\u00fczde 51,21 artt\u0131.\u00a0Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumunun (BDDK) verilerine g\u00f6re,\u00a0t\u00fcketici kredileri ve bireysel kredi kartlar\u0131 toplamda ge\u00e7en y\u0131la g\u00f6re y\u00fczde 62,24 artarak 3 trilyon TL oldu. Bunlar\u0131n 1.624 trilyon TL\u2019sini t\u00fcketici kredileri, 1.377 trilyon TL\u2019sini bireysel kredi kartlar\u0131 olu\u015fturdu.<\/h2>\n

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\u0130lk \u00c7eyrekte T\u00fcketici Kredileri ve Bireysel Kredi Kart\u0131 Kullan\u0131m\u0131 Devam Etti<\/strong><\/h3>\n

Yeni y\u0131l\u0131n ilk \u00e7eyre\u011finde de t\u00fcketici kredileri ve bireysel kredi kart\u0131 kullan\u0131lmaya devam edildi. Faiz oranlar\u0131 artt\u0131 ancak vatanda\u015flar bor\u00e7lanmay\u0131 s\u00fcrd\u00fcrd\u00fc. BDDK verilerine g\u00f6re, 2024 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011finde t\u00fcketici kredileri ge\u00e7en y\u0131la g\u00f6re y\u00fczde 27,59 artt\u0131. Bunlar\u0131n 445 milyar TL\u2019sini konut, 93 milyar TL\u2019sini ta\u015f\u0131t, 1.086 trilyon TL\u2019sini ise ihtiya\u00e7 kredileri olu\u015fturdu. Bireysel kredi kartlar\u0131nda da y\u0131l\u0131n ilk \u00e7eyre\u011finde ge\u00e7en y\u0131la g\u00f6re art\u0131\u015f g\u00f6zlendi. Buna g\u00f6re, bireysel\u00a0kredi kart\u0131\u00a0kullan\u0131m\u0131 y\u0131l\u0131n ilk \u00fc\u00e7 ay\u0131nda ge\u00e7en y\u0131la g\u00f6re y\u00fczde 138,54 oran\u0131nda artt\u0131.<\/p>\n

Kurumsal Kredi Kart\u0131 Bor\u00e7lanmalar\u0131 Artt\u0131<\/strong><\/h3>\n

T\u00fcketici kredileri ve bireysel kredi kartlar\u0131n\u0131n yan\u0131 s\u0131ra taksitli ticari krediler ve kurumsal kredi kartlar\u0131nda da ge\u00e7en y\u0131la g\u00f6re y\u0131l\u0131n ilk \u00e7eyre\u011finde art\u0131\u015f ya\u015fand\u0131. Taksitli ticari kredi y\u0131l\u0131n ilk \u00fc\u00e7 ay\u0131nda ge\u00e7en y\u0131la g\u00f6re y\u00fczde 52,39 oran\u0131nda artarken kurumsal kredi kart\u0131 ise y\u00fczde 78,96 oran\u0131nda artt\u0131. Buna g\u00f6re, taksitli ticari kredi kullan\u0131m\u0131 1.593 trilyon TL, kurumsal kredi kartlar\u0131 bor\u00e7lanmas\u0131 ise 484 milyar TL oldu.<\/p>\n

\u201c\u0130htiya\u00e7 Kredilerinin Yerini Kredi Kartlar\u0131 Ald\u0131\u201d<\/strong><\/h3>\n

Bu verileri de\u011ferlendiren\u00a0encazip.com kurucusu ve tasarruf uzman\u0131 \u00c7a\u011fada K\u0131r\u0131m<\/strong>,\u00a0\u015funlar\u0131 s\u00f6yledi:<\/p>\n

\u201cKredi k\u0131r\u0131l\u0131mlar\u0131na bakt\u0131\u011f\u0131m\u0131zda b\u00fcy\u00fcmenin t\u00fcketici taraf\u0131ndan, \u00f6zellikle de kredi kartlar\u0131ndan geldi\u011fini g\u00f6r\u00fcyoruz. Zira \u00f6zellikle Merkez Bankas\u0131\u2019n\u0131n faiz art\u0131\u015flar\u0131 nedeniyle hem kredi faiz oranlar\u0131 artt\u0131 hem de bankalar art\u0131k kredi verirken daha se\u00e7ici olmaya ba\u015flad\u0131. Bu da t\u00fcketicileri ellerinin alt\u0131nda her zaman haz\u0131r bulunan bir kredi t\u00fcrevi olan kredi kart\u0131 harcamalar\u0131na y\u00f6neltti. Her ne kadar al\u0131nan \u00f6nlemler sayesinde ge\u00e7ti\u011fimiz y\u0131la g\u00f6re kredi kart\u0131 bor\u00e7lanma h\u0131z\u0131nda d\u00fc\u015f\u00fc\u015f g\u00f6r\u00fclse de en \u00e7ok art\u0131\u015f g\u00f6steren kalemin taksitli ve taksitsiz kredi kart\u0131 harcamalar\u0131<\/strong> olmas\u0131 bize ihtiya\u00e7 kredilerinin yerini kredi kartlar\u0131n\u0131n alm\u0131\u015f oldu\u011funu g\u00f6steriyor.\u201d<\/em><\/p>","protected":false},"excerpt":{"rendered":"

Sorry, this entry is only available in Turkish. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language. Y\u0131l\u0131n ilk \u00e7eyre\u011fi tamamlan\u0131rken kar\u015f\u0131la\u015ft\u0131rma sitesi encazip.com, bu s\u00fcre\u00e7teki kredi bor\u00e7lanmalar\u0131n\u0131 ara\u015ft\u0131rd\u0131. Buna g\u00f6re, y\u0131l\u0131n ilk \u00e7eyre\u011finde toplam kredi bor\u00e7lanmalar\u0131 ge\u00e7en y\u0131la […]<\/p>\n","protected":false},"author":1,"featured_media":187424,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[53],"tags":[108733,67777,108730,113571,112496,113570,61639],"views":17,"_links":{"self":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/187421"}],"collection":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/comments?post=187421"}],"version-history":[{"count":0,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/187421\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media\/187424"}],"wp:attachment":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media?parent=187421"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/categories?post=187421"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/tags?post=187421"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}