{"id":169439,"date":"2023-02-18T13:31:16","date_gmt":"2023-02-18T10:31:16","guid":{"rendered":"https:\/\/www.enerjigazetesi.ist\/?p=169439"},"modified":"2023-02-18T13:33:00","modified_gmt":"2023-02-18T10:33:00","slug":"dask-yeniden-hayata-baslamak-adina-bize-verilen-bir-sans","status":"publish","type":"post","link":"https:\/\/www.enerjigazetesi.ist\/en\/dask-yeniden-hayata-baslamak-adina-bize-verilen-bir-sans\/","title":{"rendered":"(Turkish) ”DASK Yeniden Hayata Ba\u015flamak Ad\u0131na Bize Verilen Bir \u015eans”"},"content":{"rendered":"

Sorry, this entry is only available in Turkish<\/a>. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language.<\/p>

<\/p>\n

\u00dclkemizde ya\u015fanan ve 10 ili ciddi bi\u00e7imde etkileyen Kahramanmara\u015f\u2019taki depremler, sigortal\u0131l\u0131\u011f\u0131n \u00f6nemini tekrar g\u00f6stermi\u015f oldu. <\/strong>Deprem, T\u00fcrkiye\u2019nin ac\u0131 ger\u00e7e\u011fiyken, t\u00fcm \u00fclkeye b\u00fcy\u00fck ac\u0131lar ya\u015fatarak kendini hat\u0131rlatt\u0131.<\/strong><\/h2>\n

T\u00fcrkiye\u2019de 68 il deprem faylar\u0131 \u00fczerinde<\/strong> bulunurken, milyonlarca vatanda\u015f DASK sigortas\u0131<\/strong> yapt\u0131rmayarak finansal \u00f6nlem<\/strong> alm\u0131yor. Risk her zaman olsa da \u00f6nlemlerle kay\u0131plar\u0131n en aza indirilebilece\u011fini s\u00f6yleyen Enkar Sigorta Genel M\u00fcd\u00fcr\u00fc Muhammed Ali Karaka\u015f, \u201cDepreme kar\u015f\u0131 en \"\"g\u00fc\u00e7l\u00fc finansal \u00f6nlemlerden biri de Zorunlu Deprem Sigortas\u0131. Yak\u0131n zamanda Do\u011fal Afet Sigortalar\u0131 Kurumu (DASK)<\/strong>, yeni d\u00f6nem tarifesini a\u00e7\u0131klad\u0131. Depremde hasar g\u00f6ren evler i\u00e7in \u00f6denecek azami teminat tutar\u0131 320 bin TL<\/strong>\u2019den 640 bin TL<\/strong>\u2019ye \u00e7\u0131kar\u0131l\u0131rken, primler de bu oranda y\u00fckseldi. Ancak Zorunlu Afet Sigortas\u0131<\/strong> tek ba\u015f\u0131na yeterli olmamaktad\u0131r. Bizim sigortal\u0131lar\u0131m\u0131za \u00f6nerimiz DASK<\/strong> yapt\u0131rman\u0131n yan\u0131nda konut sigortas\u0131yla<\/strong> birlikte desteklemesi. Finansal \u00f6nlemlerimizi bu \u015fekilde kuvvetlendirmi\u015f oluruz. DASK yeniden hayata ba\u015flamak ad\u0131na bize verilen bir \u015fanst\u0131r. Depremde hayat\u0131n\u0131 kaybeden vatanda\u015flar\u0131m\u0131za Allah\u2019tan rahmet, yaral\u0131lara acil \u015fifalar diliyoruz. Bir daha ayn\u0131 ac\u0131lar\u0131n ya\u015fanmamas\u0131 en b\u00fcy\u00fck temennimizdir.\u201d<\/em> dedi.<\/p>\n

Zorunlu Deprem Sigortas\u0131 DASK, depremin<\/strong> ve deprem sonucu<\/strong> meydana gelen yang\u0131n, infilak, tsunami ve yer kaymas\u0131n\u0131n<\/strong> do\u011frudan neden olaca\u011f\u0131 maddi zararlar\u0131, poli\u00e7enizde<\/strong> belirtilmi\u015f limitler dahilinde kar\u015f\u0131l\u0131yor. Her bir hasarda, sigorta bedelinin y\u00fczde 2<\/strong>\u2019si oran\u0131nda tenzili muafiyet<\/strong> uygulan\u0131yor. Do\u011fal Afet Sigortalar\u0131 Kurumu<\/strong>, hasar\u0131n bu \u015fekilde bulunan muafiyet miktar\u0131n\u0131 a\u015fan k\u0131sm\u0131nda sorumludur. Muafiyet uygulamas\u0131 a\u00e7\u0131s\u0131ndan, her bir 72 saatlik d\u00f6nem<\/strong> bir hasar say\u0131l\u0131r.<\/p>\n

Di\u011fer yandan konut sigortas\u0131<\/strong>\u00a0konutlarda vatanda\u015f olarak ba\u015f\u0131n\u0131za gelebilecek yang\u0131n, sel bask\u0131n\u0131, deprem ve h\u0131rs\u0131zl\u0131k<\/strong> gibi \u00e7e\u015fitli olaylara kar\u015f\u0131 evinizi ve e\u015fyalar\u0131n\u0131z\u0131 garanti alt\u0131na alman\u0131z\u0131 sa\u011flayan bir sistemdir. Konut sigortas\u0131<\/strong> iste\u011fe g\u00f6re yap\u0131lan bir sigorta t\u00fcr\u00fc olmakla birlikte yeni bir konut, T\u00fcrkiye fiziki \u015fartlar\u0131 nedeni ile deprem b\u00f6lgesi olup y\u0131lda birden fazla deprem g\u00f6ren bir \u00fclke niteli\u011fi ta\u015f\u0131r ve konut sigortas\u0131 yapt\u0131rmayan m\u00fclk sahipleri deprem sonras\u0131 \u00fcz\u00fcc\u00fc bir \u015fekilde y\u0131k\u0131lan evinden dolay\u0131 maddi bir kay\u0131p ya\u015fam\u0131\u015f oluyor. Sigorta yapt\u0131ran bireyler ise hasara ba\u011fl\u0131 olarak maddi bir \u00f6deme alarak kay\u0131plar\u0131n\u0131 kapatabiliyor. Konut sigortas\u0131na<\/strong> sahip olmak i\u00e7in y\u00fcksek fiyatlar \u00f6denmesi gerekmez<\/strong>; ayl\u0131k \u00f6deyece\u011finiz primler<\/strong> ile\u00a0konut sigortas\u0131na<\/strong>\u00a0sahip olabilirsiniz.<\/p>\n

DASK ile konut sigortas\u0131 kar\u0131\u015ft\u0131r\u0131lmamal\u0131 <\/strong><\/h3>\n

Zorunlu deprem sigortas\u0131<\/strong> ile konut sigortas\u0131<\/strong> kar\u0131\u015ft\u0131r\u0131lmamal\u0131d\u0131r. Zorunlu deprem sigortas\u0131 di\u011fer ismi ile DASK sadece belli ba\u015fl\u0131 masraflar d\u0131\u015f\u0131nda di\u011fer masraflar\u0131 kar\u015f\u0131lamaz yani kapsama alan\u0131 \u00e7ok k\u0131s\u0131tl\u0131d\u0131r. Konut sigortas\u0131 ise iste\u011finize ba\u011fl\u0131 olarak evinizle ilgili her \u015feyi kapsama g\u00fcc\u00fcne sahip bir sigorta t\u00fcr\u00fcd\u00fcr.<\/p>\n

Konut sigortas\u0131n\u0131n kapsam\u0131\u00a0sigorta \u015firketlerine g\u00f6re farkl\u0131l\u0131k g\u00f6sterebilir ancak genelde benzer ek teminatlar yapt\u0131r\u0131l\u0131r. Yang\u0131n t\u00fcm \u015firketlerin sundu\u011fu ana teminatt\u0131r. Di\u011fer ek teminatlar\u0131 s\u0131ralayacak olursak e\u011fer;<\/p>\n

Yang\u0131n sigortas\u0131 teminat\u0131,<\/p>\n

H\u0131rs\u0131zl\u0131k sigortas\u0131 teminat\u0131,<\/p>\n

Deprem ve yanarda\u011f p\u00fcsk\u00fcrmesi teminat\u0131,<\/p>\n

Sel ve su bask\u0131n\u0131 teminat\u0131,<\/p>\n

Bina i\u00e7i su sistemleri teminat\u0131,<\/p>\n

F\u0131rt\u0131na, dolu, duman, kar a\u011f\u0131rl\u0131\u011f\u0131 ve yer kaymas\u0131 teminat\u0131,<\/p>\n

Kara, deniz ve hava ta\u015f\u0131tlar\u0131 \u00e7arpmas\u0131 teminat\u0131,<\/p>\n

Konutta bulunan misafirlere kar\u015f\u0131 teminat,<\/p>\n

Enkaz kald\u0131rma masraflar\u0131,<\/p>\n

\u0130kametg\u00e2h ve ta\u015f\u0131nma masraflar\u0131,<\/p>\n

Elektronik cihaz teminat\u0131,<\/p>\n

Akvaryumdan su s\u0131zmas\u0131 teminat\u0131,<\/p>\n

gibi ek teminatlar<\/strong> ile evinizi g\u00fcvenceye alabilirsiniz<\/strong> bu sayd\u0131\u011f\u0131m\u0131z teminatlar genel itibari ile her \u015firketin sundu\u011fu ek teminatlard\u0131r.\u00a0 Konut sigortas\u0131n\u0131n kapsama\u00a0alan\u0131 g\u00f6r\u00fclece\u011fi \u00fczere \u00e7ok geni\u015f bir yelpazede olup evinizi \u00e7o\u011fu felakete kar\u015f\u0131 koruyabilir.<\/p>\n

\u00d6nlem almal\u0131 ve bize verilen \u015fans\u0131 kullanmal\u0131y\u0131z<\/strong><\/h3>\n

DASK\u2019\u0131n \u00f6nemine vurgu yapan Enkar Sigorta Genel M\u00fcd\u00fcr\u00fc, konuyla ilgili olarak yapt\u0131\u011f\u0131 a\u00e7\u0131klamada \u201cRisk her zaman olsa da \u00f6nlemlerle kay\u0131plar\u0131n en aza indirilebiliriz. Depreme kar\u015f\u0131 en g\u00fc\u00e7l\u00fc finansal \u00f6nlemlerden biri de Zorunlu Deprem Sigortas\u0131. Yak\u0131n zamanda Do\u011fal Afet Sigortalar\u0131 Kurumu (DASK), yeni d\u00f6nem tarifesini a\u00e7\u0131klad\u0131. Depremde hasar g\u00f6ren evler i\u00e7in \u00f6denecek azami teminat tutar\u0131 320 bin TL\u2019den 640 bin TL\u2019ye \u00e7\u0131kar\u0131l\u0131rken, primler de bu oranda y\u00fckseldi.\u201d <\/strong>ifadelerine yer verirken \u201cAncak Zorunlu Afet Sigortas\u0131 tek ba\u015f\u0131na yeterli olmamaktad\u0131r. Bizim sigortal\u0131lar\u0131m\u0131za \u00f6nerimiz DASK yapt\u0131rman\u0131n yan\u0131nda konut sigortas\u0131yla birlikte desteklemesi. Finansal \u00f6nlemlerimizi bu \u015fekilde kuvvetlendirmi\u015f oluruz. DASK yeniden hayata ba\u015flamak ad\u0131na bize verilen bir \u015fanst\u0131r. Depremde hayat\u0131n\u0131 kaybeden vatanda\u015flar\u0131m\u0131za Allah\u2019tan rahmet, yaral\u0131lara acil \u015fifalar diliyoruz. Bir daha ayn\u0131 ac\u0131lar\u0131n ya\u015fanmamas\u0131 en b\u00fcy\u00fck temennimizdir.\u201d <\/strong><\/em>dedi.<\/p>","protected":false},"excerpt":{"rendered":"

Sorry, this entry is only available in Turkish. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language. \u00dclkemizde ya\u015fanan ve 10 ili ciddi bi\u00e7imde etkileyen Kahramanmara\u015f\u2019taki depremler, sigortal\u0131l\u0131\u011f\u0131n \u00f6nemini tekrar g\u00f6stermi\u015f oldu. Deprem, T\u00fcrkiye\u2019nin ac\u0131 ger\u00e7e\u011fiyken, t\u00fcm \u00fclkeye b\u00fcy\u00fck […]<\/p>\n","protected":false},"author":1,"featured_media":169444,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[53],"tags":[107795,107796,107798,107797,98592],"views":32,"_links":{"self":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/169439"}],"collection":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/comments?post=169439"}],"version-history":[{"count":0,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/169439\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media\/169444"}],"wp:attachment":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media?parent=169439"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/categories?post=169439"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/tags?post=169439"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}