{"id":167871,"date":"2023-01-25T11:35:15","date_gmt":"2023-01-25T08:35:15","guid":{"rendered":"https:\/\/www.enerjigazetesi.ist\/?p=167871"},"modified":"2023-01-25T11:35:32","modified_gmt":"2023-01-25T08:35:32","slug":"turk-lirasina-olan-guven-artti","status":"publish","type":"post","link":"https:\/\/www.enerjigazetesi.ist\/en\/turk-lirasina-olan-guven-artti\/","title":{"rendered":"(Turkish) T\u00fcrk Liras\u0131na Olan G\u00fcven Artt\u0131"},"content":{"rendered":"

Sorry, this entry is only available in Turkish<\/a>. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language.<\/p>

<\/p>\n

T\u00fcrk liras\u0131 (TL) birikimlerini ve buna paralel olarak liraya olan talep, TL cinsinden mevduatlar\u0131 kurdaki de\u011fi\u015fimlere kar\u015f\u0131 koruyan \u201ckur korumal\u0131 mevduat\u201d hesab\u0131n\u0131n ge\u00e7ti\u011fimiz y\u0131l uygulanmaya ba\u015fland\u0131\u011f\u0131 d\u00f6neme g\u00f6re artt\u0131.<\/h2>\n

Kar\u015f\u0131la\u015ft\u0131rma sitesi encazip.com Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumunun (BDDK) kur korumal\u0131 mevduat\u0131n ilk verilerinin al\u0131nd\u0131\u011f\u0131 \u015eubat 2022<\/strong> verileriyle Ocak 2023<\/strong> verilerini kar\u015f\u0131la\u015ft\u0131rarak lira<\/strong> ve d\u00f6viz cinsi mevduatlarda<\/strong> ya\u015fanan geli\u015fmeleri ara\u015ft\u0131rd\u0131.<\/p>\n

Kur korumal\u0131 mevduat hacmi 3 kat artt\u0131<\/strong><\/h3>\n

\"\"Kur korumal\u0131 mevduat\u0131n ilk kez uygulanmaya ba\u015fland\u0131\u011f\u0131 d\u00f6neme k\u0131yasla kur korumal\u0131\u00a0mevduat\u00a0hesaplar\u0131ndaki<\/strong> toplam tutarda y\u00fczde 300\u2019l\u00fck<\/strong> bir art\u0131\u015f g\u00f6zlemlenirken kur korumal\u0131 mevduatlar\u0131n ger\u00e7ek ki\u015filerin vadeli mevduatlar\u0131na oran\u0131 y\u00fczde 22<\/strong>\u2019den y\u00fczde 43<\/strong>\u2019e y\u00fckseldi. Kur korumal\u0131 mevduat\u0131n vadeli, vadesiz ve ticari de dahil olmak \u00fczere toplam mevduatlara oran\u0131 ise y\u00fczde 9<\/strong>\u2019dan y\u00fczde 15<\/strong>\u2019e \u00e7\u0131kt\u0131.<\/p>\n

Toplam mevduata bak\u0131ld\u0131\u011f\u0131nda ise ge\u00e7ti\u011fimiz y\u0131l \u00e7o\u011funlukta olan\u00a0d\u00f6viz mevduat<\/strong>\u00a0hesaplar\u0131n\u0131n, 2023 y\u0131l\u0131n\u0131n ocak ay\u0131nda T\u00fcrk liras\u0131 mevduatlara k\u0131yasla \u00f6nemli \u00f6l\u00e7\u00fcde d\u00fc\u015ft\u00fc\u011f\u00fc g\u00f6zlemlendi. Ge\u00e7ti\u011fimiz y\u0131l mevduat hesaplar\u0131n\u0131n sadece 41<\/strong>\u2019i liradayken bu oran 2023 y\u0131l\u0131nda y\u00fczde 54<\/strong>\u2019e y\u00fckseldi. Di\u011fer taraftan ge\u00e7ti\u011fimiz y\u0131l y\u00fczde 59<\/strong> olan yabanc\u0131 para mevduatlar\u0131n oran\u0131 2023 y\u0131l\u0131yla birlikte y\u00fczde 46<\/strong>\u2019ya geriledi. Ticari kurulu\u015flarda TL\u2019de y\u00fczde 45<\/strong> olan oran, 2023\u2019te<\/strong> y\u00fczde 54\u2019e<\/strong> y\u00fckselirken yabanc\u0131 parada y\u00fczde<\/strong> 55\u2019ten<\/strong> y\u00fczde 46\u2019ya<\/strong> d\u00fc\u015ft\u00fc.<\/p>\n

Mevduat toplam\u0131 9 trilyon liraya \u00e7\u0131kt\u0131<\/strong><\/h3>\n

T\u00fcrkiye genelinde bireysel ve ticari toplam mevduat hesaplar\u0131nda geride b\u0131rakt\u0131\u011f\u0131m\u0131z y\u0131l T\u00fcrk liras\u0131 cinsinden 2,3 trilyon lira ve yabanc\u0131 para cinsinden 3,2 trilyon lira olmak \u00fczere toplamda 5,5 trilyon lira yer al\u0131rken Ocak 2023 verilerine bak\u0131ld\u0131\u011f\u0131nda TL mevduatlar\u0131nda 4,9 trilyon lira ve yabanc\u0131 para mevduatlar\u0131nda 4,2 trilyon lira olmak \u00fczere toplamda 9 trilyon liran\u0131n yer ald\u0131\u011f\u0131 g\u00f6r\u00fcld\u00fc. Ge\u00e7en y\u0131l \u201ckur korumal\u0131\u201d mevduat hesaplar\u0131nda yer alan miktar 469 milyar TL<\/strong> iken 2023\u2019te<\/strong> bu rakam yakla\u015f\u0131k 3 kat artarak<\/strong> 1,4 trilyon liraya<\/strong> y\u00fckseldi.<\/p>\n

T\u00fcrk liras\u0131 mevduatlar 2 kat\u0131na \u00e7\u0131kt\u0131<\/strong><\/h3>\n

Bireylerin T\u00fcrk liras\u0131 mevduat hesaplar\u0131nda ise 2 katl\u0131k bir art\u0131\u015f oldu\u011fu ge\u00e7en y\u0131l 1,2 trilyon<\/strong> lira olan toplam TL mevduatlar\u0131n\u0131n 2023 y\u0131l\u0131nda 2 kat artarak 2,5 trilyon liraya<\/strong> y\u00fckseldi\u011fi g\u00f6r\u00fcld\u00fc. Yabanc\u0131 para cinsinden olan art\u0131\u015f ise olduk\u00e7a s\u0131n\u0131rl\u0131 kald\u0131. Ge\u00e7ti\u011fimiz 2,1 trilyon lira olan yabanc\u0131 para mevduatlar\u0131 2023 y\u0131l\u0131nda 2,6 trilyon liraya y\u00fckseldi. Kurdaki art\u0131\u015f ve enflasyon g\u00f6z \u00f6n\u00fcnde bulunduruldu\u011funda d\u00f6viz cinsi mevduatlardaki art\u0131\u015f\u0131n s\u0131n\u0131rl\u0131 oldu\u011fu ve reelde d\u00f6viz mevduatlar\u0131nda d\u00fc\u015f\u00fc\u015f oldu\u011fu g\u00f6r\u00fcld\u00fc. Bireylerin mevduat toplamlar\u0131 ise 3,4 trilyon<\/strong> liradan 5 trilyon liraya<\/strong> y\u00fckseldi.<\/p>\n

T\u00fcrk liras\u0131na olan g\u00fcven artt\u0131<\/strong><\/h3>\n

Ara\u015ft\u0131rmadan \u00e7\u0131kan sonu\u00e7lar\u0131 yorumlayan\u00a0encazip.com<\/a>\u00a0kurucusu ve tasarruf uzman\u0131 \u00c7a\u011fada K\u0131r\u0131m, \u015funlar\u0131 s\u00f6yledi: \u201cKur korumal\u0131 mevduat verilerinin ilk akmaya ba\u015flad\u0131\u011f\u0131 d\u00f6neme k\u0131yasla kur korumal\u0131 mevduata talebin artt\u0131\u011f\u0131 g\u00f6r\u00fclse de bu art\u0131\u015f\u0131n s\u0131n\u0131rl\u0131 kald\u0131\u011f\u0131n\u0131 ve esas dikkat \u00e7eken verinin T\u00fcrk liras\u0131 mevduatlar\u0131ndaki art\u0131\u015f oldu\u011funu s\u00f6yleyebiliriz. Zira ge\u00e7ti\u011fimiz y\u0131l bireylerin toplam mevduatlar\u0131na bak\u0131ld\u0131\u011f\u0131nda d\u00f6viz cinsinden mevduatlar\u0131n lira cinsinden mevduatlara oranla daha fazla oldu\u011funu, 2023 y\u0131l\u0131nda ise e\u015fitli\u011fin yakaland\u0131\u011f\u0131n\u0131 g\u00f6r\u00fcyoruz. Ticari mevduatlar i\u00e7in farkl\u0131 gerek\u00e7eler ve uygulamalar olabildi\u011finden yat\u0131r\u0131m tercihlerini daha iyi analiz etmek i\u00e7in bireylerin mevduatlar\u0131na bakmam\u0131z daha do\u011fru olur. Ge\u00e7ti\u011fimiz y\u0131l bireysel mevduatlar\u0131n sadece y\u00fczde 37<\/strong>\u2019si TL cinsinden tutuluyor, y\u00fczde 63<\/strong>\u2019\u00fc ise yabanc\u0131 para cinsindeydi<\/strong>. Bu y\u0131l ise e\u015fitli\u011fin yakaland\u0131\u011f\u0131n\u0131 ve T\u00fcrk liras\u0131 mevduatlar\u0131n yabanc\u0131 mevduatlar seviyesine geldi\u011fini g\u00f6r\u00fcyoruz. T\u00fcm bu veriler bize T\u00fcrk liras\u0131na<\/strong> olan g\u00fcvenin artt\u0131\u011f\u0131n\u0131 g\u00f6steriyor.\u201d<\/em><\/p>","protected":false},"excerpt":{"rendered":"

Sorry, this entry is only available in Turkish. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language. T\u00fcrk liras\u0131 (TL) birikimlerini ve buna paralel olarak liraya olan talep, TL cinsinden mevduatlar\u0131 kurdaki de\u011fi\u015fimlere kar\u015f\u0131 koruyan \u201ckur korumal\u0131 mevduat\u201d hesab\u0131n\u0131n […]<\/p>\n","protected":false},"author":1,"featured_media":167876,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[51,53],"tags":[63920,67777,107382,107383,107384],"views":40,"_links":{"self":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/167871"}],"collection":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/comments?post=167871"}],"version-history":[{"count":0,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/167871\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media\/167876"}],"wp:attachment":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media?parent=167871"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/categories?post=167871"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/tags?post=167871"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}