{"id":158550,"date":"2022-07-04T14:04:56","date_gmt":"2022-07-04T11:04:56","guid":{"rendered":"https:\/\/www.enerjigazetesi.ist\/?p=158550"},"modified":"2022-07-04T14:04:56","modified_gmt":"2022-07-04T11:04:56","slug":"siber-suclularin-kredi-karti-bilgilerini-calmak-icin-kullandigi-5-yontem","status":"publish","type":"post","link":"https:\/\/www.enerjigazetesi.ist\/en\/siber-suclularin-kredi-karti-bilgilerini-calmak-icin-kullandigi-5-yontem\/","title":{"rendered":"(Turkish) Siber Su\u00e7lular\u0131n Kredi Kart\u0131 Bilgilerini \u00c7almak \u0130\u00e7in Kulland\u0131\u011f\u0131 5 Y\u00f6ntem"},"content":{"rendered":"

Sorry, this entry is only available in Turkish<\/a>. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language.<\/p>

<\/p>\n

Kay\u0131t d\u0131\u015f\u0131 siber su\u00e7 ekonomisinin y\u0131ll\u0131k de\u011feri trilyonlarca dolara ula\u015f\u0131yor. Siber su\u00e7lular karanl\u0131k internet sitelerinde, emniyet g\u00fc\u00e7lerinden ve bir\u00e7ok t\u00fcketiciden gizli olarak b\u00fcy\u00fck miktarda \u00e7al\u0131nt\u0131 veriyi ve bu verileri edinmek i\u00e7in kullan\u0131lan korsanl\u0131k ara\u00e7lar\u0131n\u0131 al\u0131p sat\u0131yorlar. ESET\u2019in payla\u015ft\u0131\u011f\u0131 bilgilere g\u00f6re yasa d\u0131\u015f\u0131 yollarla ele ge\u00e7irilen yakla\u015f\u0131k 24 milyar kullan\u0131c\u0131 ad\u0131 ve parolan\u0131n bu t\u00fcr sitelerde dola\u015f\u0131mda oldu\u011fu tahmin ediliyor.<\/strong><\/h2>\n

En fazla ra\u011fbet g\u00f6renler aras\u0131nda ise yeni kart bilgileri<\/strong> yer al\u0131yor ve bu bilgiler, devam\u0131nda kimlik \"\"h\u0131rs\u0131zl\u0131\u011f\u0131 yapmak<\/strong> i\u00e7in doland\u0131r\u0131c\u0131lar<\/strong> taraf\u0131ndan topluca sat\u0131n al\u0131n\u0131yor. \u00c7ip<\/strong> ve PIN (EMV) sistemlerinin<\/strong> uyguland\u0131\u011f\u0131 \u00fclkelerde bu t\u00fcr bilgileri klonlanm\u0131\u015f kartlara<\/strong> d\u00f6n\u00fc\u015ft\u00fcrmek olduk\u00e7a g\u00fc\u00e7. Bu nedenle bu bilgiler, en \u00e7ok \u00e7evrimi\u00e7i kart (CNP) sald\u0131r\u0131lar\u0131nda<\/strong> kullan\u0131l\u0131yor. Doland\u0131r\u0131c\u0131lar<\/strong>, bu bilgileri ileriye d\u00f6n\u00fck olarak l\u00fcks e\u015fyalar sat\u0131n almak<\/strong> veya yasa d\u0131\u015f\u0131 yollarla<\/strong> elde edilmi\u015f kazan\u00e7lar\u0131n\u0131 aklamak \u00fczere tercih edilen bir di\u011fer pop\u00fcler y\u00f6ntem, toplu hediye kart\u0131 sat\u0131n al\u0131m\u0131<\/strong> yapmak i\u00e7in kullanabiliyor. Bu t\u00fcr kartlar\u0131n piyasa b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fc tahmin etmek zor. Ancak d\u00fcnyan\u0131n en b\u00fcy\u00fck kay\u0131t d\u0131\u015f\u0131 pazar yerinin y\u00f6neticisi, tahmini 358 milyon ABD dolar\u0131<\/strong> kazan\u00e7 elde ederek yak\u0131n bir zamanda emekliye ayr\u0131ld\u0131.<\/p>\n

ESET bilgisayar korsanlar\u0131n\u0131n kredi kart\u0131 bilgilerini<\/strong> ele ge\u00e7irmek i\u00e7in kulland\u0131\u011f\u0131 en yayg\u0131n 5 y\u00f6ntemi<\/strong> ara\u015ft\u0131rd\u0131.<\/p>\n

1- Kimlik Av\u0131<\/strong><\/h3>\n

Kimlik av\u0131, siber su\u00e7lular\u0131n veri \u00e7almak i\u00e7in kulland\u0131\u011f\u0131 en pop\u00fcler tekniklerden<\/strong> biri. Bilgisayar korsanlar\u0131n\u0131n sizi ki\u015fisel bilgilerinizi vermeniz ya da fark\u0131nda olmadan k\u00f6t\u00fc ama\u00e7l\u0131 yaz\u0131l\u0131m indirmeniz amac\u0131yla kand\u0131r\u0131p kendilerini (bir banka, e-ticaret hizmeti sa\u011flay\u0131c\u0131s\u0131 veya teknoloji firmas\u0131 vb.) me\u015fru bir kurulu\u015f gibi g\u00f6stermeye \u00e7al\u0131\u015ft\u0131\u011f\u0131 bir doland\u0131r\u0131c\u0131l\u0131k y\u00f6ntemidir. Genellikle kullan\u0131c\u0131lar\u0131 bir ba\u011flant\u0131ya t\u0131klamaya<\/strong> veya bir eki a\u00e7maya<\/strong> te\u015fvik ederler. Bazen de bunu yapmak i\u00e7in kullan\u0131c\u0131y\u0131, ki\u015fisel<\/strong> ve finansal bilgilerini girmeye<\/strong> te\u015fvik edilebilece\u011fi bir kimlik av\u0131 sayfas\u0131na<\/strong> y\u00f6nlendirirler. Kimlik av\u0131 doland\u0131r\u0131c\u0131l\u0131\u011f\u0131n\u0131n, 2022\u2019in ilk \u00e7eyre\u011finde<\/strong> t\u00fcm zamanlar\u0131n rekorunu k\u0131rd\u0131\u011f\u0131 belirtiliyor.<\/p>\n

Bu t\u00fcr doland\u0131r\u0131c\u0131l\u0131klar<\/strong>, son zamanlarda bir d\u00f6n\u00fc\u015f\u00fcm ge\u00e7irdi. Kendini bir teslimat \u015firketi, bir devlet kurumu<\/strong> ya da g\u00fcvenilen ba\u015fka bir kurum<\/strong> gibi g\u00f6steren bir doland\u0131r\u0131c\u0131dan bug\u00fcn bir e-posta almak<\/strong> yerine k\u00f6t\u00fc ama\u00e7l\u0131 bir k\u0131sa mesaj (SMS)<\/strong> da alabilirsiniz. Hatta doland\u0131r\u0131c\u0131lar, kart bilgilerinizi ele ge\u00e7irmek<\/strong> amac\u0131yla sizi arayarak g\u00fcvenilen bir kurummu\u015f<\/strong> gibi davranabilir. Bir tahmine g\u00f6re, sesli arama<\/strong> ile kimlik av\u0131 (vishing)<\/strong> ciddi bir art\u0131\u015f g\u00f6sterirken SMS<\/strong> ile kimlik av\u0131 (smishing)<\/strong> 2021\u2019de bir \u00f6nceki y\u0131la g\u00f6re 2 kat\u0131ndan fazla<\/strong> artm\u0131\u015ft\u0131r.<\/p>\n

2- K\u00f6t\u00fc ama\u00e7l\u0131 yaz\u0131l\u0131mlar\u00a0<\/strong><\/h3>\n

Kay\u0131t d\u0131\u015f\u0131 siber su\u00e7 ekonomisi<\/strong>, sadece veriler i\u00e7in de\u011fil ayn\u0131 zamanda k\u00f6t\u00fc ama\u00e7l\u0131 yaz\u0131l\u0131mlar i\u00e7in de b\u00fcy\u00fck bir pazar yeri. Bilgi \u00e7almak amac\u0131yla y\u0131llar i\u00e7erisinde farkl\u0131 t\u00fcrlerde k\u00f6t\u00fc ama\u00e7l\u0131 kodlar<\/strong> tasarlanm\u0131\u015ft\u0131r. Bir e-ticaret<\/strong> veya banka sitesinde<\/strong> kart bilgilerinizi girerken tu\u015f vuru\u015flar\u0131n\u0131z\u0131<\/strong> kaydeder.<\/p>\n

Kimlik av\u0131 e-postalar\u0131<\/strong> veya k\u0131sa mesajlar\u0131<\/strong> da pop\u00fcler y\u00f6ntemler aras\u0131nda g\u00f6steriliyor. K\u00f6t\u00fc ama\u00e7l\u0131 \u00e7evrimi\u00e7i reklamlar ise di\u011fer bir y\u00f6ntem. Baz\u0131 durumlarda ise pop\u00fcler internet sitelerine vir\u00fcs bula\u015ft\u0131rarak kullan\u0131c\u0131lar\u0131n bu internet sitelerini ziyaret etmesini beklerler. Vir\u00fcs bula\u015fm\u0131\u015f bu internet sayfas\u0131n\u0131 ziyaret etti\u011finiz anda indirme yoluyla k\u00f6t\u00fc ama\u00e7l\u0131 yaz\u0131l\u0131m y\u00fcklenir. Bilgi \u00e7alan k\u00f6t\u00fc ama\u00e7l\u0131 yaz\u0131l\u0131mlar<\/strong> da genellikle me\u015fru g\u00f6r\u00fcnen ancak k\u00f6t\u00fc ama\u00e7l\u0131 mobil uygulamalar<\/strong> i\u00e7erisinde gizlidir.<\/p>\n

3- Dijital kart bilgisi kopyalama<\/strong><\/h3>\n

Doland\u0131r\u0131c\u0131lar bazen de e-ticaret siteleri<\/strong>nin \u00f6deme sayfalar\u0131na k\u00f6t\u00fc ama\u00e7l\u0131 yaz\u0131l\u0131m<\/strong> y\u00fckler. Kullan\u0131c\u0131lar bunlar\u0131 g\u00f6remese de bu yaz\u0131l\u0131mlar kart bilgilerini girildikleri<\/strong> an kopyalar. Kullan\u0131c\u0131lar\u0131n bunlara kar\u015f\u0131, daha g\u00fcvenli olmas\u0131<\/strong> muhtemel olan b\u00fcy\u00fck markalar<\/strong> ve internet siteleri<\/strong> \u00fczerinden al\u0131\u015fveri\u015f yapmaktan ba\u015fka yapabilece\u011fi pek bir \u015fey yok. \u00c7evrim i\u00e7i kart bilgisi<\/strong> kopyalama olarak da bilinen dijital kart bilgisi<\/strong> kopyalama sald\u0131r\u0131lar\u0131, 2021\u2019in May\u0131s<\/strong> ve Kas\u0131m aylar\u0131<\/strong> aras\u0131nda %150<\/strong> art\u0131\u015f g\u00f6sterdi.<\/p>\n

4- Veri \u0130hlalleri<\/strong><\/h3>\n

Bazen \u00a0kart bilgileri, do\u011frudan i\u015f yapt\u0131\u011f\u0131n\u0131z \u015firketler \u00fczerinden \u00e7al\u0131n\u0131r. Bu \u015firket; bir sa\u011fl\u0131k hizmet sa\u011flay\u0131c\u0131s\u0131, bir e-ticaret \u015firketi<\/strong> veya seyahat \u015firketi<\/strong> olabilir. Bu, doland\u0131r\u0131c\u0131lar a\u00e7\u0131s\u0131ndan sald\u0131r\u0131lar\u0131 ger\u00e7ekle\u015ftirmek i\u00e7in daha maliyet etkin bir y\u00f6ntemdir \u00e7\u00fcnk\u00fc tek bir sald\u0131r\u0131<\/strong> ile b\u00fcy\u00fck oranda veri ele ge\u00e7irilir. Di\u011fer yandan, kimlik av\u0131 sald\u0131r\u0131lar\u0131<\/strong> genellikle otomatik \u015fekilde yap\u0131l\u0131yor olsa da bu sald\u0131r\u0131lar ile doland\u0131r\u0131c\u0131lar, bilgileri teker teker ki\u015filerden \u00e7almak zorundad\u0131r. K\u00f6t\u00fc haber, 2021 ABD’de veri ihlallerinin ger\u00e7ekle\u015fti\u011fi<\/strong> rekor bir y\u0131l oldu.<\/p>\n

5- Halka a\u00e7\u0131k Wi-Fi ba\u011flant\u0131lar\u0131<\/strong><\/h3>\n

D\u0131\u015far\u0131ya \u00e7\u0131kt\u0131\u011f\u0131n\u0131zda havalimanlar\u0131, kafeler<\/strong> ve di\u011fer ortak alanlardaki<\/strong> halka a\u00e7\u0131k Wi-Fi eri\u015fim noktalar\u0131<\/strong> \u00fczerinden \u00fccretsiz bir \u015fekilde internette dola\u015fmak<\/strong> \u00e7ekici gelebilir. A\u011fa kat\u0131lmak<\/strong> i\u00e7in \u00f6deme yapman\u0131z gerekse bile doland\u0131r\u0131c\u0131lar da ayn\u0131 \u015feyi yapm\u0131\u015fsa bu a\u011fa kat\u0131lmak g\u00fcvenli olmayabilir.<\/strong> Doland\u0131r\u0131c\u0131lar bu eri\u015fimi, bilgilerinizi girdi\u011finiz an g\u00f6zetlemek<\/strong> i\u00e7in kullanabilir.<\/p>","protected":false},"excerpt":{"rendered":"

Sorry, this entry is only available in Turkish. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language. Kay\u0131t d\u0131\u015f\u0131 siber su\u00e7 ekonomisinin y\u0131ll\u0131k de\u011feri trilyonlarca dolara ula\u015f\u0131yor. Siber su\u00e7lular karanl\u0131k internet sitelerinde, emniyet g\u00fc\u00e7lerinden ve bir\u00e7ok t\u00fcketiciden gizli olarak […]<\/p>\n","protected":false},"author":1,"featured_media":158554,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[53,157],"tags":[104519,104525,104526,92842,86241,66022,10703,104523,104521,104522,89329,104520,104524],"views":66,"_links":{"self":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/158550"}],"collection":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/comments?post=158550"}],"version-history":[{"count":0,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/158550\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media\/158554"}],"wp:attachment":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media?parent=158550"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/categories?post=158550"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/tags?post=158550"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}