{"id":155217,"date":"2022-05-06T13:09:50","date_gmt":"2022-05-06T10:09:50","guid":{"rendered":"https:\/\/www.enerjigazetesi.ist\/?p=155217"},"modified":"2022-05-06T13:09:50","modified_gmt":"2022-05-06T10:09:50","slug":"bankacilik-sektoru-nde-kar-bir-yil-icinde-nasil-3e-katlandi","status":"publish","type":"post","link":"https:\/\/www.enerjigazetesi.ist\/en\/bankacilik-sektoru-nde-kar-bir-yil-icinde-nasil-3e-katlandi\/","title":{"rendered":"(Turkish) Bankac\u0131l\u0131k Sekt\u00f6r\u00fcnde K\u00e2r Bir Y\u0131l \u0130\u00e7inde Nas\u0131l 3\u2019e Katland\u0131?"},"content":{"rendered":"

Sorry, this entry is only available in Turkish<\/a>. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language.<\/p>

<\/p>\n

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) taraf\u0131ndan yay\u0131nlanan Ayl\u0131k Bankac\u0131l\u0131k Sekt\u00f6r\u00fc Verileri\u2019ne g\u00f6re Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn ilk \u00e7eyrekte net k\u00e2r\u0131 ge\u00e7en y\u0131l ayn\u0131 d\u00f6neme g\u00f6re % 286 art\u0131\u015fla 63,25 milyar TL oldu. Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn kuvvetli yap\u0131s\u0131n\u0131n \u00fclke ekonomisi a\u00e7\u0131s\u0131ndan \u00f6nemli bir de\u011fer oldu\u011funu vurgulayan Ekonomist-Finans Uzman\u0131<\/em> Murat \u00d6zsoy, k\u00e2r\u0131n bir y\u0131lda nas\u0131l 3\u2019e katland\u0131\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/strong><\/h2>\n
\"\"

Ekonomist-Finans Uzman\u0131 Murat \u00d6zsoy<\/p><\/div>\n

Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK)<\/strong> taraf\u0131ndan yay\u0131nlanan Ayl\u0131k Bankac\u0131l\u0131k Sekt\u00f6r\u00fc Verileri<\/strong>\u2019ne g\u00f6re Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn<\/strong> ilk \u00e7eyrekte net k\u00e2r\u0131 ge\u00e7en y\u0131l ayn\u0131 d\u00f6neme g\u00f6re % 286<\/strong> art\u0131\u015fla 63,25 milyar TL<\/strong> olarak ger\u00e7ekle\u015fti.<\/p>\n

FA\u0130Z POL\u0130T\u0130KASI, BANKALARIN K\u00c2RINI KATLADI<\/strong><\/h3>\n

Merkez Bankas\u0131<\/strong>\u2019n\u0131n faiz politikas\u0131<\/strong>n\u0131n bankalar\u0131n k\u00e2r\u0131n\u0131 nas\u0131l katlad\u0131\u011f\u0131n\u0131 a\u00e7\u0131klayan Ekonomist-Finans Uzman\u0131<\/em> Murat \u00d6zsoy<\/strong>, \u201cTCMB politika faiz oran\u0131 % 14<\/strong> seviyesinde korunmaya devam ederken Bankalar Merkez Bankas\u0131<\/strong>\u2019ndan bu faizle ald\u0131klar\u0131 paray\u0131, D\u0130BS ihaleleri<\/strong>nde ortalama y\u0131ll\u0131k basit % 23 faizle<\/strong> Hazine\u2019ye geri sat\u0131yorlar. Bu durumun Bankalar i\u00e7in m\u00fcthi\u015f bir kazan\u00e7<\/strong> sa\u011flad\u0131\u011f\u0131 t\u00fcm piyasa \u00e7evreleri<\/strong> taraf\u0131ndan g\u00fcndeme getiriliyordu. \u0130\u015fte bu durumun Bankalar a\u00e7\u0131s\u0131ndan ne kadar karl\u0131l\u0131k art\u0131\u015f\u0131 anlam\u0131na geldi\u011fi, BDDK<\/strong> taraf\u0131ndan a\u00e7\u0131klanan rakamlarda ortaya \u00e7\u0131kt\u0131. Bu gidi\u015fle 2022 y\u0131l\u0131 sonunda sekt\u00f6r\u00fcn 2021<\/strong>\u2019de ula\u015ft\u0131\u011f\u0131 92.9 milyar TL<\/strong> net kar rakam\u0131n\u0131n \u00e7ok \u00fczerinde bir seviyeye ula\u015f\u0131lm\u0131\u015f olunacak. Hatta ge\u00e7en sene ula\u015f\u0131lan 92.9 milyar TL<\/strong> net kar rakam\u0131 b\u00fcy\u00fck ihtimalle bu y\u0131l\u0131n yar\u0131s\u0131na geldi\u011fimizde dahi geride b\u0131rak\u0131lm\u0131\u015f olacak\u201d<\/em> dedi.<\/p>\n

KRED\u0130LERDEN ELDE ED\u0130LEN FA\u0130Z GEL\u0130RLER\u0130NDE % 60\u2019A YAKIN ARTI\u015e <\/strong><\/h3>\n

Bankalar\u0131n karl\u0131l\u0131\u011f\u0131nda<\/strong> sadece faiz politikas\u0131n\u0131n etkili olmad\u0131\u011f\u0131n\u0131n da alt\u0131n\u0131 \u00e7izen \u00d6zsoy, 2022 y\u0131l\u0131 Mart ay\u0131nda<\/strong> 2021 sonuna k\u0131yasla, sekt\u00f6r\u00fcn en b\u00fcy\u00fck aktif kalemi<\/strong> olan krediler % 12,3<\/strong> artarak 5 trilyon 502 milyar 916 milyon TL<\/strong>\u2019ye y\u00fckseldi. Y\u0131ll\u0131k bazda bak\u0131ld\u0131\u011f\u0131nda 2022 y\u0131l\u0131<\/strong>n\u0131n ilk 3 ayl\u0131k<\/strong> d\u00f6nemi sonunda ge\u00e7en y\u0131l\u0131n ilk 3 ayl\u0131k d\u00f6nem<\/strong> sonuna k\u0131yasla kredilerden elde edilen faiz gelirlerinde y\u00fczde 60\u2019a<\/strong> yak\u0131n art\u0131\u015f kaydedildi\u011fini a\u00e7\u0131klad\u0131.<\/p>\n

BANKACILIK SEKT\u00d6R\u00dcN\u00dcN KUVVETL\u0130 YAPISI \u00d6NEML\u0130 B\u0130R DE\u011eER <\/strong><\/h3>\n

T\u00fcrkiye\u2019de Bankac\u0131l\u0131k sekt\u00f6r\u00fc aktif yap\u0131s\u0131<\/strong>, \u00f6zkaynak yeterlili\u011fi<\/strong> ve genel ekonomik g\u00f6r\u00fcn\u00fcm<\/strong> a\u00e7\u0131s\u0131ndan en olumlu g\u00f6r\u00fcnt\u00fc arz eden sekt\u00f6r konumunda oldu\u011funu belirten \u00d6zsoy, \u201cBu \u015fekilde olmas\u0131 da \u00fclkemizin finansal istikrar\u0131<\/strong> ve finansal piyasalar\u0131n sa\u011flaml\u0131l\u0131\u011f\u0131<\/strong> a\u00e7\u0131s\u0131ndan \u00e7ok \u00f6nemli bir kriter. Ge\u00e7mi\u015f y\u0131llarda ya\u015fanan bankac\u0131l\u0131k krizlerinin ne kadar b\u00fcy\u00fck y\u0131k\u0131c\u0131<\/strong> ve uzun s\u00fcreli kal\u0131c\u0131<\/strong> etkileri oldu\u011funu hepimiz biliyoruz. O nedenle bankac\u0131l\u0131k sekt\u00f6r\u00fc<\/strong>n\u00fcn kuvvetli yap\u0131s\u0131 \u00fclke ekonomisi<\/strong> a\u00e7\u0131s\u0131ndan \u00f6nemli bir de\u011fer\u201d<\/em> ifadelerini kulland\u0131.<\/p>\n

\u201cBORSA \u0130STANBUL\u2019UN BANCILIK ENDEKS\u0130 DE OLUMLU Y\u00d6NDE ETK\u0130LENECEK\u201d<\/strong><\/h3>\n

Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn hem sa\u011flaml\u0131\u011f\u0131<\/strong> hem de y\u00fcksek karl\u0131l\u0131k<\/strong> g\u00f6stermesi Borsa \u0130stanbul\u2019un da istikrarl\u0131 bir seyir izlemesi<\/strong> a\u00e7\u0131s\u0131ndan da \u00f6nemli oldu\u011funu vurgulayan Biz Finansal Dan\u0131\u015fmanl\u0131k Kurucu Orta\u011f\u0131<\/em> Murat \u00d6zsoy<\/strong>, \u201cBankac\u0131l\u0131k endeksinde kuvvetli bir art\u0131\u015f yakaland\u0131\u011f\u0131 zaman bu durum Bist100 endeksine de<\/strong> yukar\u0131 y\u00f6nde ivme kat\u0131yor. 2022 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011finde yakalanan bu karl\u0131l\u0131k seviyesi<\/strong> ve y\u0131l\u0131n geri kalan\u0131nda da<\/strong> s\u00fcrmesini bekledi\u011fim bu performans Borsa \u0130stanbul\u2019da<\/strong> Bankac\u0131l\u0131k endeksini de olumlu y\u00f6nde etkileyecektir. Dolay\u0131s\u0131yla Bist100 endeksi<\/strong>nde \u00f6zellikle Banka ka\u011f\u0131tlar\u0131na yap\u0131lacak yat\u0131r\u0131mlar da sene sonu geldi\u011finde e\u011fer genel g\u00f6r\u00fcn\u00fcm olumlu<\/strong> y\u00f6nde ilerlerse y\u00fcksek getiriler vaat ediyor\u201d<\/em> ifadelerini kulland\u0131.<\/p>","protected":false},"excerpt":{"rendered":"

Sorry, this entry is only available in Turkish. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language. Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) taraf\u0131ndan yay\u0131nlanan Ayl\u0131k Bankac\u0131l\u0131k Sekt\u00f6r\u00fc Verileri\u2019ne g\u00f6re Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn ilk \u00e7eyrekte net k\u00e2r\u0131 ge\u00e7en y\u0131l ayn\u0131 […]<\/p>\n","protected":false},"author":1,"featured_media":155219,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[53],"tags":[103129,16479,103132,30656,12625,103133,4228,63920,103131,103130,2253],"views":124,"_links":{"self":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/155217"}],"collection":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/comments?post=155217"}],"version-history":[{"count":0,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/155217\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media\/155219"}],"wp:attachment":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media?parent=155217"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/categories?post=155217"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/tags?post=155217"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}