{"id":147512,"date":"2021-12-12T18:19:24","date_gmt":"2021-12-12T15:19:24","guid":{"rendered":"https:\/\/www.enerjigazetesi.ist\/?p=147512"},"modified":"2021-12-12T18:19:24","modified_gmt":"2021-12-12T15:19:24","slug":"yilbasi-oncesi-dikkat-edilmesi-gerekli-5-hediye-karti-dolandiriciligi-yontemi","status":"publish","type":"post","link":"https:\/\/www.enerjigazetesi.ist\/en\/yilbasi-oncesi-dikkat-edilmesi-gerekli-5-hediye-karti-dolandiriciligi-yontemi\/","title":{"rendered":"(Turkish) Y\u0131lba\u015f\u0131 \u00d6ncesi Dikkat Edilmesi Gerekli ‘5’ Hediye Kart\u0131 Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131 Y\u00f6ntemi"},"content":{"rendered":"

Sorry, this entry is only available in Turkish<\/a>. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language.<\/p>

<\/p>\n

Yakla\u015fan y\u0131lba\u015f\u0131 al\u0131\u015fveri\u015flerini g\u00f6z \u00f6n\u00fcne alarak online al\u0131\u015fveri\u015fte dikkat edilmesi gerekenler hakk\u0131nda bilgilendirmeler ESET taraf\u0131ndan yap\u0131l\u0131rken \u00f6zellikle pop\u00fclerli\u011fi artan hediye kartlar\u0131na dikkat \u00e7ekilerek siber su\u00e7lular\u0131n kullanabilece\u011fi y\u00f6ntemler incelendi.<\/strong><\/h2>\n

Y\u0131l\u0131n bu zaman\u0131nda hepimiz hediye al\u0131p vermek i\u00e7in online al\u0131\u015fveri\u015f<\/strong> yap\u0131yoruz. Hediye kartlar\u0131<\/strong> giderek pop\u00fclerli\u011fi artan bir se\u00e7enek oldu\u011fundan bu y\u0131lba\u015f\u0131 d\u00f6neminde hediye kart\u0131 al\u0131p verebilirsiniz. \"\"Hediye kartlar\u0131n\u0131n \u00f6n\u00fcm\u00fczdeki y\u0131llarda k\u00fcresel piyasada olduk\u00e7a b\u00fcy\u00fck bir paya sahip olaca\u011f\u0131 ve 2027 y\u0131l\u0131na<\/strong> geldi\u011fimizde 2 trilyon dolarl\u0131k<\/strong> dev bir pazara d\u00f6n\u00fc\u015fece\u011fi d\u00fc\u015f\u00fcn\u00fcl\u00fcyor. Hediye kartlar\u0131n\u0131n pop\u00fclerli\u011fi, yaln\u0131zca hediye kartlar\u0131na odaklanan bir yeralt\u0131 sekt\u00f6r\u00fc<\/strong> olu\u015fturan siber su\u00e7lular\u0131n<\/strong> ve online doland\u0131r\u0131c\u0131lar\u0131n<\/strong> da g\u00f6z\u00fcnden ka\u00e7m\u0131yor. Baz\u0131 doland\u0131r\u0131c\u0131lar, kullan\u0131c\u0131lar\u0131 kand\u0131r\u0131p hassas ki\u015fisel ve finansal bilgileri payla\u015fmalar\u0131n\u0131 sa\u011flamak i\u00e7in kartlar\u0131 kullan\u0131yor. Baz\u0131 durumlarda ise doland\u0131r\u0131c\u0131lar hediye kartlar\u0131 ile \u00f6deme<\/strong> isteyen resmi g\u00f6revlilerin k\u0131l\u0131\u011f\u0131na giriyor. Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131n t\u00fcr\u00fc ne olursa olsun, bu y\u0131lba\u015f\u0131 d\u00f6neminde online g\u00fcvenli\u011finiz<\/strong> i\u00e7in bu taktikler hakk\u0131nda fikir sahibi<\/strong> olmal\u0131s\u0131n\u0131z.<\/p>\n

Hediye kartlar\u0131, doland\u0131r\u0131c\u0131lar aras\u0131nda neden pop\u00fcler?<\/strong><\/h3>\n

Hediye kartlar\u0131n\u0131n siber su\u00e7lular aras\u0131nda pop\u00fcler olmas\u0131n\u0131n nedenleri, t\u00fcketiciler aras\u0131nda pop\u00fcler olmas\u0131n\u0131n nedenleriyle ayn\u0131. Hediye kartlar\u0131 geni\u015f bir yelpazede \u00fcr\u00fcn ve hizmet almak i\u00e7in kullan\u0131labilen, neredeyse her yerde bulunan ma\u011fazalarda ge\u00e7erli parad\u0131r. Birka\u00e7 madde ile \u00f6zetlendi\u011finde;<\/span><\/p>\n

– T\u00fcketicilerin hediye kartlar\u0131n\u0131 online<\/strong> olarak veya ma\u011fazadan<\/strong> sat\u0131n almas\u0131 kolayd\u0131r.<\/p>\n

– Bir\u00e7ok perakendeci<\/strong> ve b\u00fcy\u00fck firma \u015fu an \u00e7e\u015fitli \u015fekillerde hediye kart\u0131 sunuyor.<\/p>\n

– Sat\u0131n alan ki\u015fi a\u00e7\u0131s\u0131ndan s\u0131radan \u00f6deme kartlar\u0131ndan daha az korumaya sahip.<\/strong><\/p>\n

– Ayn\u0131 nakit para<\/strong> gibi karttaki bakiye bitti\u011finde, kart da i\u015flevini kaybeder.<\/p>\n

– Doland\u0131r\u0131c\u0131n\u0131n \u00f6deme i\u00e7in bir banka hesab\u0131 belirtmesine gerek yoktur; yaln\u0131zca hediye kart\u0131 PIN kodu\/kod<\/strong> yeterlidir.<\/p>\n

Ge\u00e7ti\u011fimiz g\u00fcnlerde ya\u015fan\u0131lan bir olayda, bir tehdit akt\u00f6r\u00fc neredeyse 38 milyon dolar<\/strong> de\u011ferindeki 900.000<\/strong> hediye kart\u0131n\u0131 bir karanl\u0131k a\u011f sitesinde satt\u0131. Bu kartlar, Cardpool<\/strong> ad\u0131ndaki \u00e7evrimi\u00e7i indirimli kart d\u00fckkan\u0131ndan \u00e7al\u0131nd\u0131 ve AirBnB, Amazon, American Airlines, Chipotle, Dunkin Donuts, Marriott, Nike, Subway, Target<\/strong> ve Walmart<\/strong> dahil olmak \u00fczere binlerce markada kullan\u0131labiliyordu.<\/p>\n

Dikkat edilmesi gereken ba\u015fl\u0131ca 5 sald\u0131r\u0131 takti\u011fi<\/strong><\/h3>\n

Bir \u201cmemur\u201d tehditkar bir bi\u00e7imde para ister<\/strong><\/h3>\n

Bu taktikte doland\u0131r\u0131c\u0131lar bir h\u00fck\u00fcmet yetkilisinin, bir hizmet sa\u011flay\u0131c\u0131n\u0131n veya ba\u015fka bir kurulu\u015fun resmi yetkilisi k\u0131l\u0131\u011f\u0131na b\u00fcr\u00fcn\u00fcr. \u00d6denmemi\u015f vergiler<\/strong> veya y\u00fckl\u00fc miktarda bir fatura<\/strong> tutar\u0131 gibi \u00f6demelerle kurban\u0131 tehdit eder<\/strong> ve \u00f6demenin acil oldu\u011funu belirtirler. Bu durum, kurban\u0131 karar verme s\u00fcrecinde aceleye getirmek i\u00e7in tasarlanan klasik<\/strong> bir sosyal m\u00fchendislik<\/strong> \u00f6rne\u011fidir.<\/p>\n

Doland\u0131r\u0131c\u0131 bir kimlik h\u0131rs\u0131zl\u0131\u011f\u0131<\/strong> e-postas\u0131 veya mesaj\u0131, hatta bir telefon aramas\u0131 (\u201csesli kimlik av\u0131\u201d olarak da bilinir) yoluyla kurbana ula\u015fabilir. \u00d6demenin hediye kart\u0131yla yap\u0131lmas\u0131<\/strong> istenir ve doland\u0131r\u0131c\u0131<\/strong> \u00f6deme i\u00e7in kullan\u0131lmas\u0131n\u0131 istedi\u011fi kart t\u00fcr\u00fcn\u00fc \u00f6zellikle belirtir. Bunlar dikkat etmeniz gereken ipu\u00e7lar\u0131d\u0131r. Ger\u00e7ek hi\u00e7bir \u015firket<\/strong> veya h\u00fck\u00fcmet<\/strong> hediye kart\u0131 yoluyla \u00f6deme kabul etmez.<\/p>\n

Botlar, bakiyenizi \u00e7alar<\/strong><\/h3>\n

Bazen k\u00f6t\u00fc ama\u00e7l\u0131 ki\u015filer<\/strong> do\u011frudan hesab\u0131n\u0131z\u0131 hedef al\u0131r ve hediye kart\u0131n\u0131 veren ki\u015fi yoluyla dijital olarak hesab\u0131n\u0131za<\/strong> ula\u015f\u0131r. Bunu nas\u0131l yaparlar?<\/strong> Kart bakiyelerindeki ve kart numaralar\u0131ndaki bilgilere ula\u015fmak i\u00e7in perakendecilerin ve di\u011fer kurulu\u015flar\u0131n bankayla ilgili BT sistemlerine s\u0131zmak i\u00e7in otomatik botlar\u0131<\/strong> kullan\u0131rlar. Bu bilgiler sayesinde, kart\u0131n resmi sahibiymi\u015f gibi kart\u0131 kullanabilirler. Ara\u015ft\u0131rmaya g\u00f6re yaln\u0131zca Amerika\u2019da 15 milyar dolar<\/strong> de\u011ferinde kullan\u0131lmam\u0131\u015f hediye kart\u0131<\/strong> ve kredi bulundu\u011funu<\/strong> g\u00f6z \u00f6n\u00fcne ald\u0131\u011f\u0131m\u0131zda bu durum suistimale a\u00e7\u0131k bir aland\u0131r.<\/p>\n

Ma\u011fazadaki kartlara d\u0131\u015far\u0131dan m\u00fcdahale etme<\/strong><\/h3>\n

Doland\u0131r\u0131c\u0131lar yaln\u0131zca \u00e7evrimi\u00e7i ortamda \u00e7al\u0131\u015fmaz. Doland\u0131r\u0131c\u0131lar\u0131n kulland\u0131\u011f\u0131 di\u011fer bir teknik ise hediye kartlar\u0131n bulundu\u011fu<\/strong> veya sat\u0131ld\u0131\u011f\u0131 ma\u011fazalar\u0131 ziyaret edip<\/strong> numaralar\u0131\/gizli PIN kodlar\u0131<\/strong>n\u0131 \u00e7almakt\u0131r. Bazen PIN kodlar\u0131n\u0131 bir etiketle kapatmak gibi y\u00f6ntemlerle yapt\u0131klar\u0131n\u0131 gizlemeye \u00e7al\u0131\u015f\u0131rlar. Karta ba\u011fl\u0131 olarak, kart\u0131 \u00e7evrimi\u00e7i<\/strong> olarak kullanmadan veya ma\u011fazada kullanmak \u00fczere kart\u0131 kopyalamadan \u00f6nce, kurban\u0131n kaydolup karta para y\u00fcklemek<\/strong> i\u00e7in \u00e7evrimi\u00e7i olmas\u0131n\u0131 bekleyebilirler.<\/p>\n

\u00d6d\u00fcl kazand\u0131n\u0131z!<\/strong><\/h3>\n

Di\u011fer bir doland\u0131r\u0131c\u0131l\u0131k kategorisinde, hediye kart\u0131n\u0131 kullanarak bir \u00fccret \u00f6demesi<\/strong> i\u00e7in kullan\u0131c\u0131y\u0131 kand\u0131rmak amac\u0131yla bir \u00f6d\u00fcl vaadinde<\/strong> bulunulur. Doland\u0131r\u0131c\u0131dan gelen do\u011frulanmam\u0131\u015f bir ileti, kurbana b\u00fcy\u00fck bir \u00f6d\u00fcl kazand\u0131\u011f\u0131n\u0131 s\u00f6yler ancak bu \u00f6d\u00fcl\u00fc almak i\u00e7in kurban\u0131n k\u00fc\u00e7\u00fck bir \u00f6deme yap\u0131lmas\u0131 gerekir. Bu \u00f6d\u00fcl, arabadan tatile kadar her \u015fey<\/strong> olabilir. Tabii ki asl\u0131nda ortada b\u00f6yle bir \u00f6d\u00fcl yoktur.<\/p>\n

Verilerinizi \u00e7almak i\u00e7in kimlik av\u0131 denemeleri<\/strong><\/h3>\n

Hediye kartlar\u0131, kullan\u0131c\u0131lar\u0131 kand\u0131r\u0131p ki\u015fisel bilgilerini payla\u015fmalar\u0131n\u0131 sa\u011flamak<\/strong> i\u00e7in kullan\u0131labilir. Bu durum, klasik bir kimlik av\u0131 sald\u0131r\u0131s\u0131na<\/strong> benzer. Al\u0131c\u0131ya e-posta, mesaj<\/strong> veya sosyal medya<\/strong> yoluyla ula\u015f\u0131larak b\u00fcy\u00fck bir hediye kart\u0131<\/strong> bakiyesi teklif edilir. Bu hediye kart\u0131n\u0131 alabilmek i\u00e7in al\u0131c\u0131n\u0131n baz\u0131 ki\u015fisel<\/strong> ve b\u00fcy\u00fck ihtimalle finansal<\/strong> bilgileri payla\u015fmas\u0131 gereklidir. Sonras\u0131nda doland\u0131r\u0131c\u0131lar bu bilgileri karanl\u0131k a\u011fda<\/strong> satabilir veya kimlik doland\u0131r\u0131c\u0131l\u0131klar\u0131nda<\/strong> kullanabilir.<\/p>","protected":false},"excerpt":{"rendered":"

Sorry, this entry is only available in Turkish. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language. Yakla\u015fan y\u0131lba\u015f\u0131 al\u0131\u015fveri\u015flerini g\u00f6z \u00f6n\u00fcne alarak online al\u0131\u015fveri\u015fte dikkat edilmesi gerekenler hakk\u0131nda bilgilendirmeler ESET taraf\u0131ndan yap\u0131l\u0131rken \u00f6zellikle pop\u00fclerli\u011fi artan hediye kartlar\u0131na dikkat […]<\/p>\n","protected":false},"author":1,"featured_media":147514,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[53,157],"tags":[99271,99273,84651,99272,99274],"views":107,"_links":{"self":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/147512"}],"collection":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/comments?post=147512"}],"version-history":[{"count":0,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/147512\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media\/147514"}],"wp:attachment":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media?parent=147512"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/categories?post=147512"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/tags?post=147512"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}