{"id":142981,"date":"2021-09-29T13:02:56","date_gmt":"2021-09-29T10:02:56","guid":{"rendered":"https:\/\/www.enerjigazetesi.ist\/?p=142981"},"modified":"2021-09-29T13:13:28","modified_gmt":"2021-09-29T10:13:28","slug":"sigorta-sektoru-nde-dogal-afet-hareketliligi","status":"publish","type":"post","link":"https:\/\/www.enerjigazetesi.ist\/en\/sigorta-sektoru-nde-dogal-afet-hareketliligi\/","title":{"rendered":"(Turkish) Sigorta Sekt\u00f6r\u00fcnde &#8216;Do\u011fal Afet&#8217; Hareketlili\u011fi&#8230;"},"content":{"rendered":"<p class=\"qtranxs-available-languages-message qtranxs-available-languages-message-en\">Sorry, this entry is only available in <a href=\"https:\/\/www.enerjigazetesi.ist\/tr\/wp-json\/wp\/v2\/posts\/142981\" class=\"qtranxs-available-language-link qtranxs-available-language-link-tr\" title=\"Turkish\">Turkish<\/a>. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language.<\/p><p><\/p>\n<h2><strong>6 trilyon dolar\u0131 a\u015fan prim hacmi ve 36 trilyon dolar\u0131 a\u015fan varl\u0131klar\u0131yla y\u00f6netilen d\u00fcnya sigorta sekt\u00f6r\u00fc, iklim de\u011fi\u015fikli\u011fine ba\u011fl\u0131 olu\u015fan do\u011fal afetlerde en k\u00f6t\u00fc potansiyelin etkilerini azaltmak i\u00e7in yeni aray\u0131\u015flar i\u00e7erisine girerken afet \u00f6nleme tedbirleri, ko\u015ful ve \u015fartlar\u0131n dikkate al\u0131naca\u011f\u0131 sigorta poli\u00e7elerinde baz\u0131 b\u00f6lgeler i\u00e7in teminat baz\u0131nda istisna veya muafiyetlerin yer alabilece\u011fi dile getirildi.<\/strong><\/h2>\n<p><strong>\u0130klim de\u011fi\u015fikli\u011fine ba\u011fl<\/strong>\u0131 olarak s\u0131k\u00e7a rastlanan sel ve yang\u0131n gibi do\u011fal afetler, son y\u0131llarda t\u00fcm d\u00fcnyay\u0131 adeta tehdit eder duruma gelirken,<strong> 6 trilyon dolar\u0131<\/strong> a\u015fan prim hacmi ve <strong>36 trilyon dolar\u0131<\/strong> <img loading=\"lazy\" class=\"alignright wp-image-142983\" src=\"https:\/\/www.enerjigazetesi.ist\/wp-content\/uploads\/2021\/09\/sigorta-sektoru-nde-dogal-afet-hareketliligi.jpg\" alt=\"\" width=\"320\" height=\"269\" srcset=\"https:\/\/www.enerjigazetesi.ist\/wp-content\/uploads\/2021\/09\/sigorta-sektoru-nde-dogal-afet-hareketliligi.jpg 550w, https:\/\/www.enerjigazetesi.ist\/wp-content\/uploads\/2021\/09\/sigorta-sektoru-nde-dogal-afet-hareketliligi-300x253.jpg 300w, https:\/\/www.enerjigazetesi.ist\/wp-content\/uploads\/2021\/09\/sigorta-sektoru-nde-dogal-afet-hareketliligi-475x400.jpg 475w, https:\/\/www.enerjigazetesi.ist\/wp-content\/uploads\/2021\/09\/sigorta-sektoru-nde-dogal-afet-hareketliligi-59x50.jpg 59w, https:\/\/www.enerjigazetesi.ist\/wp-content\/uploads\/2021\/09\/sigorta-sektoru-nde-dogal-afet-hareketliligi-500x421.jpg 500w\" sizes=\"(max-width: 320px) 100vw, 320px\" \/>a\u015fan varl\u0131klar\u0131yla y\u00f6netilen d\u00fcnya sigorta devlerini de <strong>do\u011fal afetlerde<\/strong> en k\u00f6t\u00fc potansiyelin etkilerini azaltmak i\u00e7in yeni bir aray\u0131\u015f i\u00e7erisine s\u00fcr\u00fckledi. Yurti\u00e7i ve yurtd\u0131\u015f\u0131 sigorta piyasalar\u0131ndaki geli\u015fmeleri anl\u0131k olarak yak\u0131n takibe ald\u0131klar\u0131n\u0131 belirten <strong>IBS Sigorta ve Reas\u00fcrans Brokerli\u011fi CEO\u2019su Murat \u00c7ift\u00e7i<\/strong>, \u201cSigorta, ya\u015fanan do\u011fal felaketlerde devletlerin ve bireylerin \u00fczerindeki ekonomik y\u00fck\u00fc azaltmada en \u00f6nemli fakt\u00f6r. Sigorta bilincinin y\u00fcksek oldu\u011fu yerlerde ya\u015fanan felaketlerin yaratt\u0131\u011f\u0131 etkilerin sigorta ile birlikte \u00e7ok k\u0131sa bir s\u00fcrede rahat bir \u015fekilde atlat\u0131ld\u0131\u011f\u0131n\u0131 g\u00f6r\u00fcyoruz. <strong>Yang\u0131n <\/strong>ve <strong>sel<\/strong> gibi riskler mutlaka <strong>sigorta kapsam\u0131na<\/strong> dahil edilmeli. D\u00fczenlenecek poli\u00e7elerde <strong>riske dayal\u0131 sigorta primleri<\/strong> belirlenirken gerekli afet \u00f6nleme tedbirleri, ko\u015ful ve \u015fartlar\u0131 dikkate al\u0131nmal\u0131 buna ba\u011fl\u0131 olarak ilave <strong>prim ve(ya) indirimler<\/strong> mutlaka uygulanmal\u0131d\u0131r. Baz\u0131 b\u00f6lgelere teminat baz\u0131nda istisna veya muafiyetler de uygulanabilmektedir\u201d dedi.<\/p>\n<h3><strong>Karadeniz\u2019de hasar 200 milyon liray\u0131 a\u015fabilir<\/strong><\/h3>\n<p>2021 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131nda sigorta \u015firketlerine bildirilen; sellerin yaratt\u0131\u011f\u0131 <strong>sigortal\u0131 kay\u0131p rakam\u0131<\/strong>n\u0131n <strong>400 milyon liray\u0131<\/strong> a\u015ft\u0131\u011f\u0131n\u0131 vurgulayan <strong>Murat \u00c7ift\u00e7i<\/strong>, s\u0131k s\u0131k <strong>sel bask\u0131n\u0131n\u0131n ya\u015fand\u0131\u011f\u0131<\/strong> Karadeniz\u2019de\u00a0y\u0131l\u0131n ikinci yar\u0131s\u0131nda beklenen hasar\u0131n <strong>200 milyon liray\u0131<\/strong> bulabilece\u011fini ifade etti. T\u00fcrkiye\u2019de sigortal\u0131 k\u0131ymetlerin toplam varl\u0131klara oran\u0131n\u0131n olduk\u00e7a d\u00fc\u015f\u00fck oldu\u011funa da dikkat \u00e7eken <strong>Murat \u00c7ift\u00e7i<\/strong>, sigortalanm\u0131\u015f olan riskler sayesinde <strong>do\u011fal afetlerde<\/strong> olu\u015fan<strong> maddi kay\u0131plar\u0131n<\/strong> en az\u0131ndan geri al\u0131nabildi\u011fi bilgisini payla\u015ft\u0131. Bu arada a\u00e7\u0131klanan verilere g\u00f6re; bug\u00fcn do\u011fal afetlerin sigortal\u0131 varl\u0131klar \u00fczerinde olu\u015fturdu\u011fu hasar geli\u015fmekte olan \u00fclkelerde ortalama<strong> % 3<\/strong> iken, geli\u015fmi\u015f \u00fclkelerde ise <strong>% 45<\/strong> seviyelerine kadar y\u00fckselmi\u015f durumda.<\/p>","protected":false},"excerpt":{"rendered":"<p>Sorry, this entry is only available in Turkish. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language. 6 trilyon dolar\u0131 a\u015fan prim hacmi ve 36 trilyon dolar\u0131 a\u015fan varl\u0131klar\u0131yla y\u00f6netilen d\u00fcnya sigorta sekt\u00f6r\u00fc, iklim de\u011fi\u015fikli\u011fine ba\u011fl\u0131 olu\u015fan do\u011fal afetlerde [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":142984,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[53,4],"tags":[43836,63165,96969,78092,96970,96971,96968],"views":102,"_links":{"self":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/142981"}],"collection":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/comments?post=142981"}],"version-history":[{"count":0,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/142981\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media\/142984"}],"wp:attachment":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media?parent=142981"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/categories?post=142981"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/tags?post=142981"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}