{"id":129621,"date":"2021-02-18T15:42:08","date_gmt":"2021-02-18T12:42:08","guid":{"rendered":"https:\/\/www.enerjigazetesi.ist\/?p=129621"},"modified":"2021-02-18T15:42:33","modified_gmt":"2021-02-18T12:42:33","slug":"alisveris-bakkalda-kart-kullanimi-zirveye-cikti","status":"publish","type":"post","link":"https:\/\/www.enerjigazetesi.ist\/en\/alisveris-bakkalda-kart-kullanimi-zirveye-cikti\/","title":{"rendered":"(Turkish) Al\u0131\u015fveri\u015f: Bakkalda Kart Kullan\u0131m\u0131 Zirveye \u00c7\u0131kt\u0131"},"content":{"rendered":"

Sorry, this entry is only available in Turkish<\/a>. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language.<\/p>

<\/p>\n

K\u00fc\u00e7\u00fck esnaf\u0131n nabz\u0131n\u0131 tutan \u2018T\u00fcrkiye Geleneksel Kanal\u0131n Nabz\u0131: REM Esnaf Barometresi\u2019nin Ocak 2021 d\u00f6nemi sonu\u00e7lar\u0131 a\u00e7\u0131kland\u0131. Rapora g\u00f6re k\u00fc\u00e7\u00fck esnafta kullan\u0131lan tahsilat \u00fcr\u00fcnlerinde kredi kart\u0131 kullan\u0131m yayg\u0131nl\u0131\u011f\u0131 % 84 ile zirveye \u00e7\u0131kt\u0131. Son 6 ayda nakdin ciro i\u00e7indeki pay\u0131 % 69\u2019dan % 62\u2019ye d\u00fc\u015ft\u00fc…<\/strong><\/h1>\n

T\u00fcrkiye\u2019de geleneksel esnaf\u0131n nabz\u0131n\u0131 tutan REM<\/strong> Esnaf Barometresi Raporu Ocak 2021<\/strong> d\u00f6nemi sonu\u00e7lar\u0131 a\u00e7\u0131kland\u0131. Rapora g\u00f6re k\u00fc\u00e7\u00fck esnafta nakit al\u0131\u015fveri\u015f<\/strong> yerini kredi kart\u0131na<\/strong> b\u0131rakmaya \"\"ba\u015flad\u0131. K\u00fc\u00e7\u00fck esnafta kullan\u0131lan tahsilat \u00fcr\u00fcnlerinde kredi kart\u0131 kullan\u0131m <\/strong>yayg\u0131nl\u0131\u011f\u0131\u00a0%84<\/strong> ile en y\u00fcksek seviyeye \u00e7\u0131kt\u0131. Son 6 ayda<\/strong> nakit \u00f6demenin ciro i\u00e7indeki pay\u0131 ise % 69<\/strong>\u2019dan % 62<\/strong>\u2019ye indi.<\/p>\n

Phygital perakende deneyimi sa\u011flay\u0131c\u0131s\u0131 REM People\u2019\u0131n CEO\u2019su B\u00fclent Peker<\/strong>, rapor hakk\u0131nda \u015f\u00f6yle konu\u015ftu: \u201c\u00d6deme al\u0131\u015fkanl\u0131klar\u0131n\u0131n her ge\u00e7en g\u00fcn de\u011fi\u015fti\u011fini g\u00f6r\u00fcyoruz. Son 6 ayda kredi kart\u0131<\/strong>n\u0131n yayg\u0131nl\u0131\u011f\u0131 % 77<\/strong>\u2019den % 84<\/strong>\u2019e \u00e7\u0131karken ciro i\u00e7indeki pay\u0131 da % 22<\/strong>\u2019den % 29<\/strong>\u2019a y\u00fckseldi. Bu de\u011fi\u015fim t\u00fcketicilerin art\u0131k k\u00fc\u00e7\u00fck esnaftaki k\u00fc\u00e7\u00fck harcamalar<\/strong> i\u00e7in bile kredi kart\u0131n\u0131 daha fazla kullanmaya ba\u015flad\u0131\u011f\u0131n\u0131 g\u00f6steriyor.\u201d<\/em><\/p>\n

Her ay T\u00fcrkiye temsili sa\u011flanacak \u015fekilde 650 noktada<\/strong> yap\u0131lan ziyaretlerle haz\u0131rlanan \u201cREM – TT Barometre: T\u00fcrkiye Geleneksel Kanal Esnaf\u0131n\u0131n Nabz\u0131\u201d<\/strong> ara\u015ft\u0131rma panelinin Ocak\u201921<\/strong> sonu\u00e7 raporunda \u00f6ne \u00e7\u0131kan ba\u015fl\u0131klar ise \u015f\u00f6yle oldu:<\/span><\/p>\n

VERES\u0130YE DEFTER\u0130 KABARIYOR<\/strong><\/h2>\n

Veresiye defteri<\/strong> kullanan bakkallar\u0131n oran\u0131 \u00f6nceki d\u00f6neme g\u00f6re artarak % 49<\/strong>\u2019a y\u00fckseldi. Tahsilat \u00fcr\u00fcnleri<\/strong> aras\u0131nda kredi kart\u0131 yayg\u0131nl\u0131\u011f\u0131<\/em> A\u011fustos 2020<\/strong>\u2019de % 77<\/strong> seviyesindeyken Ocak 2021<\/strong>\u2019de % 84<\/strong>\u2019e ula\u015ft\u0131. Bu durum t\u00fcketicinin \u00f6demelerini yapmakta g\u00fc\u00e7l\u00fck \u00e7ekti\u011fini ancak bakkallar\u0131n da ayakta duracak g\u00fcc\u00fc kalmad\u0131\u011f\u0131ndan nakit olarak ger\u00e7ekle\u015ftiremedi\u011fi tahsilat\u0131na kredi kart\u0131n\u0131 alternatif<\/strong> olarak sunmak istedi\u011fine i\u015faret ediyor.<\/p>\n

NAK\u0130T 6 AYDA % 10 D\u00dc\u015eT\u00dc<\/strong><\/h2>\n

\u00d6deme t\u00fcrleri<\/strong>nin ciro i\u00e7indeki pay\u0131na bak\u0131ld\u0131\u011f\u0131nda da t\u00fcketicinin nakitten kredi kart\u0131na<\/strong> y\u00f6neldi\u011fi ortaya \u00e7\u0131kt\u0131. Son 6 ayda<\/strong> nakdin ciro i\u00e7indeki pay\u0131 % 69<\/strong>\u2019dan % 62<\/strong>\u2019ye inerken kart kullan\u0131m\u0131 % 22<\/strong>\u2019den % 29<\/strong>\u2019a y\u00fckseldi.<\/p>\n

BOR\u00c7LARI KRED\u0130YLE \u00d6D\u00dcYORLAR<\/strong><\/h2>\n

Kredi borcu<\/strong> bulunan bakkallar\u0131n oran\u0131 bir \u00f6nceki d\u00f6neme g\u00f6re artarak % 51<\/strong>\u2019e y\u00fckseldi. \u0130\u015f yapma seviyesi son d\u00f6nemde daha da d\u00fc\u015fen bakkallar faizlerin y\u00fcksekli\u011fine ra\u011fmen<\/strong> finansman sorununu y\u00f6netebilmek amac\u0131yla krediye<\/strong> y\u00f6neldi. \u00d6zellikle ciro seviyes<\/strong>i d\u00fc\u015f\u00fck olan ve fazla deneyimi olmayan bakkallarda bu oran % 70<\/strong>\u2019e \u00e7\u0131kt\u0131.<\/p>\n

G\u00dcVEN ENDEKS\u0130NDEK\u0130 D\u00dc\u015e\u00dc\u015e TERS\u0130NE D\u00d6ND\u00dc<\/strong><\/h2>\n

Genel G\u00fcven Endeksi<\/strong> A\u011fustos d\u00f6neminden beri ilk defa art\u0131\u015f ger\u00e7ekle\u015ftirerek 8,2<\/strong>\u2019ye y\u00fckselmekle birlikte d\u00fc\u015f\u00fck trendini<\/strong> devam ettirdi. Her ne kadar mevcut duruma dair olumsuz hava hakim olmaya<\/strong> devam etse de a\u015f\u0131n\u0131n uygulanmaya ba\u015flanmas\u0131 ile birlikte gelece\u011fe dair iyimser beklentilerin de<\/strong> y\u00fckselmesi endeksin az da olsa artmas\u0131n\u0131 sa\u011flad\u0131.<\/p>\n

ATI\u015eTIRMALIK \u00dcR\u00dcN SATI\u015eI ARTTI<\/strong><\/h2>\n

Ticaret Endeksi 7,3<\/strong> ile Ocak 2020<\/strong>\u2019den itibaren en d\u00fc\u015f\u00fck seviyeye indi. K\u0131s\u0131tlamalar\u0131n devam etmesiyle birlikte at\u0131\u015ft\u0131rmal\u0131k \u00fcr\u00fcnler d\u0131\u015f\u0131nda t\u00fcm \u00fcr\u00fcn kategorilerindeki d\u00fc\u015f\u00fc\u015f Ocak 2021<\/strong>\u2019de de devam etti. Yasaklara ek olarak<\/strong> \u00fcr\u00fcn fiyatlar\u0131ndaki dramatik art\u0131\u015flar, t\u00fcketicileri en uygun noktalardan al\u0131\u015fveri\u015f yapmaya y\u00f6nlendirdi.<\/p>\n

B\u0130RAZ DAHA SAK\u0130NLE\u015eT\u0130K<\/strong><\/h2>\n

Salg\u0131ndan endi\u015fe duyanlar\u0131n oran\u0131 \u00f6nceki d\u00f6neme g\u00f6re % 70<\/strong>\u2019e geriledi. A\u015f\u0131n\u0131n uygulanmaya ba\u015flamas\u0131<\/strong> ve vaka say\u0131lar\u0131n\u0131n da azalmaya ba\u015flamas\u0131, gelece dair daha iyimser olmam\u0131z\u0131 sa\u011flad\u0131. Buna ba\u011fl\u0131 olarak salg\u0131n\u0131n 12 aydan daha uzun<\/strong> s\u00fcrece\u011fini d\u00fc\u015f\u00fcnenlerin oran\u0131 % 56<\/strong>\u2019ya geriledi.<\/p>\n

A\u015eILAMADAN UMUTLULAR<\/strong><\/h2>\n

A\u015f\u0131n\u0131n uygulanmas\u0131n\u0131n salg\u0131n\u0131 bitirece\u011finden \u00fcmitliyiz ancak s\u00f6z konusu kendimiz oldu\u011funda a\u015f\u0131ya g\u00fcvenenlerimiz sadece % 32<\/strong> ve sadece % 38<\/strong>\u2019imiz a\u015f\u0131 olmay\u0131 d\u00fc\u015f\u00fcn\u00fcyor. 24 ya\u015f alt\u0131<\/strong> ve 55 ya\u015f \u00fcst\u00fc<\/strong> bireylerde a\u015f\u0131 olmay\u0131 d\u00fc\u015f\u00fcnlerin oran\u0131 ortalamadan daha y\u00fcksek iken, orta ya\u015f bireylerde<\/strong> ise tedirginlik hakim.<\/p>","protected":false},"excerpt":{"rendered":"

Sorry, this entry is only available in Turkish. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language. K\u00fc\u00e7\u00fck esnaf\u0131n nabz\u0131n\u0131 tutan \u2018T\u00fcrkiye Geleneksel Kanal\u0131n Nabz\u0131: REM Esnaf Barometresi\u2019nin Ocak 2021 d\u00f6nemi sonu\u00e7lar\u0131 a\u00e7\u0131kland\u0131. Rapora g\u00f6re k\u00fc\u00e7\u00fck esnafta kullan\u0131lan tahsilat […]<\/p>\n","protected":false},"author":1,"featured_media":129624,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[53,157],"tags":[71286,84650,52259,86715,86713,86714,73603,86716,77588,86712],"views":67,"_links":{"self":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/129621"}],"collection":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/comments?post=129621"}],"version-history":[{"count":0,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/129621\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media\/129624"}],"wp:attachment":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media?parent=129621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/categories?post=129621"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/tags?post=129621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}