{"id":108568,"date":"2020-02-16T22:56:51","date_gmt":"2020-02-16T19:56:51","guid":{"rendered":"https:\/\/www.enerjigazetesi.ist\/?p=108568"},"modified":"2020-02-16T22:58:07","modified_gmt":"2020-02-16T19:58:07","slug":"is-bankasinin-aktif-buyuklugu-2019-yilsonu-itibariyla-4681-milyar-tlye-ulasti","status":"publish","type":"post","link":"https:\/\/www.enerjigazetesi.ist\/en\/is-bankasinin-aktif-buyuklugu-2019-yilsonu-itibariyla-4681-milyar-tlye-ulasti\/","title":{"rendered":"(Turkish) \u0130\u015f Bankas\u0131\u2019n\u0131n Aktif B\u00fcy\u00fckl\u00fc\u011f\u00fc 2019 Sonu \u0130tibar\u0131yla 468,1 Milyar TL"},"content":{"rendered":"

Sorry, this entry is only available in Turkish<\/a>. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language.<\/p>

<\/p>\n

T\u00fcrkiye \u0130\u015f Bankas\u0131\u2019n\u0131n aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc, 2018 y\u0131lsonuna g\u00f6re %12,4 oran\u0131nda artarak 2019 y\u0131lsonu itibar\u0131yla 468,1 milyar TL\u2019ye ula\u015ft\u0131 ve b\u00f6ylelikle \u0130\u015f Bankas\u0131, \u201cT\u00fcrkiye\u2019nin en b\u00fcy\u00fck \u00f6zel bankas\u0131\u201d unvan\u0131n\u0131 korudu.<\/h1>\n

\u0130\u015f Bankas\u0131 Genel M\u00fcd\u00fcr\u00fc Adnan Bali<\/strong>, 2019 y\u0131lsonu finansal sonu\u00e7lar\u0131na ili\u015fkin a\u00e7\u0131klamas\u0131nda \u201c\u0130\u015f Bankas\u0131 olarak, kaynaklar\u0131m\u0131z\u0131 \u00fclke ekonomisine finansman deste\u011fi sa\u011flamak<\/strong> i\u00e7in etkin bir \u015fekilde kullanmaya devam ettik. 2019 y\u0131lsonu itibar\u0131yla nakdi kredi hacmimiz 289,2 milyar TL\u2019ye<\/strong> ula\u015f\u0131rken, kredilerimizin toplam aktif i\u00e7indeki pay\u0131 %61,8<\/strong> seviyesinde ger\u00e7ekle\u015fti. 93 milyar TL<\/strong> tutar\u0131ndaki gayrinakdi kredi hacmi<\/strong>miz ile birlikte krediler yoluyla ekonomiye sa\u011flad\u0131\u011f\u0131m\u0131z toplam destek 382,2 \"\"milyar TL<\/strong> oldu\u201d dedi.<\/p>\n

\u0130\u015f Bankas\u0131, m\u00fc\u015fteriye en yak\u0131n banka olma stratejisi \u00e7er\u00e7evesinde, gerek yayg\u0131n \u015fube a\u011f\u0131 gerekse \u00e7e\u015fitlendirilmi\u015f dijital hizmet platformlar\u0131 ile<\/strong> \u00e7ok y\u00f6nl\u00fc bankac\u0131l\u0131k hizmeti sunmay\u0131 s\u00fcrd\u00fcrd\u00fc. 2019 y\u0131lsonu itibar\u0131yla, toplam mevduat hacmi 295,9 milyar TL\u2019ye<\/strong> ula\u015fan \u0130\u015f Bankas\u0131, toplam mevduat\u0131n yan\u0131 s\u0131ra vadesiz mevduatta da T\u00fcrkiye\u2019nin en b\u00fcy\u00fck \u00f6zel bankas\u0131 olmaya devam etti. Ana fonlama kayna\u011f\u0131 olan mevduat\u0131n 2019 y\u0131lsonu itibar\u0131yla<\/strong> toplam pasif i\u00e7indeki pay\u0131 %63,2<\/strong> seviyesine y\u00fckselirken, \u0130\u015f Bankas\u0131, ayn\u0131 zamanda kaynaklar\u0131n\u0131 \u00e7e\u015fitlendirmek ve fonlama maliyetlerini<\/strong> g\u00f6zeterek uygun maliyetli kaynaklardan faydalanmak amac\u0131yla, mevduat d\u0131\u015f\u0131 kaynaklar\u0131 da kulland\u0131. Banka, y\u0131l i\u00e7inde May\u0131s ve Kas\u0131m aylar\u0131nda imzalanan anla\u015fmalarla toplam 1,9 milyar ABD dolar\u0131<\/strong> tutar\u0131nda sendikasyon kredisi<\/strong> temin etti; sermaye hesaplamas\u0131na d\u00e2hil edilebilir nitelikte toplamda 1,2 milyar TL tutarl\u0131 iki adet yurt i\u00e7i bor\u00e7lanma arac\u0131 ihrac\u0131<\/strong> ger\u00e7ekle\u015ftirdi.<\/p>\n

\u0130\u015f Bankas\u0131, 2019 y\u0131l\u0131nda toplam 6,1 milyar TL<\/strong> net k\u00e2r elde etti. Banka, 2018 y\u0131lsonuna g\u00f6re %18,4<\/strong> oran\u0131nda artarak 58,9 milyar TL<\/strong> seviyesine ula\u015fan \u00f6zkaynak b\u00fcy\u00fckl\u00fc\u011f\u00fc<\/strong> ile \u00f6zel bankalar aras\u0131nda ilk s\u0131rada yer ald\u0131. G\u00fc\u00e7l\u00fc sermaye yap\u0131s\u0131n\u0131 koruyan \u0130\u015f Bankas\u0131\u2019n\u0131n sermaye yeterlilik oran\u0131 %17,9<\/strong> seviyesinde ger\u00e7ekle\u015fti.<\/p>\n

Dijitalle\u015fmeyi stratejisinin merkezinde<\/strong> konumland\u0131ran \u0130\u015f Bankas\u0131, dijital d\u00f6n\u00fc\u015f\u00fcm\u00fc<\/strong> \u00e7ok boyutlu ve kapsay\u0131c\u0131 bir yakla\u015f\u0131mla ele almaya devam etti. Banka, m\u00fc\u015fteri deneyimini iyile\u015ftirmeye ve operasyonel verimlili\u011fi art\u0131rmaya y\u00f6nelik olarak, \u015fubelerindeki d\u00f6n\u00fc\u015f\u00fcm\u00fc, dijital ara\u00e7, uygulama ve s\u00fcre\u00e7ler a\u00e7\u0131s\u0131ndan<\/strong> tamamlad\u0131. Bankada, \u015fube d\u0131\u015f\u0131 kanallardan yap\u0131lan i\u015flemlerin pay\u0131 y\u0131lsonu itibar\u0131yla%92\u2019yi<\/strong>, mobil bankac\u0131l\u0131k uygulamalar\u0131 olan \u0130\u015fCep ve Maximum Mobil\u2019in<\/strong> toplam pay\u0131 da %62\u2019yi a\u015ft\u0131. \u0130\u015f Bankas\u0131 ayr\u0131ca, a\u00e7\u0131k bankac\u0131l\u0131k kapsam\u0131nda, T\u00fcrkiye\u2019deki en \u00f6nemli ad\u0131mlardan biri olan ve ticari m\u00fc\u015fterilerin farkl\u0131 bankalardaki hesaplar\u0131n\u0131 tek \u00e7at\u0131 alt\u0131nda toplayan TekCep uygulamas\u0131<\/strong>n\u0131 2019 y\u0131l\u0131nda m\u00fc\u015fterileriyle bulu\u015fturdu. Ana destek\u00e7isi oldu\u011fu Workup Giri\u015fimcilik Program\u0131<\/strong> ve a\u00e7\u0131k bankac\u0131l\u0131k alan\u0131nda yenilik\u00e7i \u00fcr\u00fcnler<\/strong> tasarlanabilmesi amac\u0131yla kurdu\u011fu API Portal (uygulama programlama aray\u00fcz\u00fc)<\/strong> ile giri\u015fimcilik ekosistemini<\/strong> de desteklemeyi s\u00fcrd\u00fcrd\u00fc.<\/p>\n

\u0130\u015f Bankas\u0131 Genel M\u00fcd\u00fcr\u00fc Adnan Bali, \u201cT\u00fcm payda\u015flar\u0131m\u0131z i\u00e7in s\u00fcrd\u00fcr\u00fclebilir ve uzun vadeli<\/strong> de\u011fer yaratmay\u0131 hedefleyerek \u00f6nc\u00fc ve lider banka olman\u0131n<\/strong> getirdi\u011fi sorumlulu\u011fun bilinciyle \u00fclke ekonomisine destek<\/strong> vermeye devam edece\u011fiz\u201d dedi.<\/p>","protected":false},"excerpt":{"rendered":"

Sorry, this entry is only available in Turkish. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language. T\u00fcrkiye \u0130\u015f Bankas\u0131\u2019n\u0131n aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc, 2018 y\u0131lsonuna g\u00f6re %12,4 oran\u0131nda artarak 2019 y\u0131lsonu itibar\u0131yla 468,1 milyar TL\u2019ye ula\u015ft\u0131 ve b\u00f6ylelikle \u0130\u015f Bankas\u0131, […]<\/p>\n","protected":false},"author":1,"featured_media":108570,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[51,53,52],"tags":[67135,67134,52259,67133,67136,67137,31672,67138,53595,67139,8813,67140],"views":110,"_links":{"self":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/108568"}],"collection":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/comments?post=108568"}],"version-history":[{"count":0,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/posts\/108568\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media\/108570"}],"wp:attachment":[{"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/media?parent=108568"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/categories?post=108568"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.enerjigazetesi.ist\/en\/wp-json\/wp\/v2\/tags?post=108568"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}